What if the biggest threat to your retirement isn’t running out of money—but not knowing how to manage what you have? In this episode, Gary Garland breaks down the psychology and strategy behind retirement spending, guaranteed income, and the hidden traps of financial planning. From the sandwich generation’s caregiving crunch to the dangers of overcomplicated portfolios, Gary offers insights to help you simplify, protect, and plan with confidence.

Click here to schedule your free conversation with Gary for a comprehensive review on tax reduction, investment optimization, and improvement or call 732-751-4677.

Listen to “Your Retirement, Your Way” with Gary Garland every Sunday at 8 a.m. on 92.7FM/1310 AM WOBM and wobm.com. Have ideas or questions for the show? Email [email protected] or send Integrated Wealth Solutions a message on Facebook!

See omnystudio.com/listener for privacy information.