This is a great one that could have went on for hours. It kind of did considering it turned into a two part episode. Part 1 takes us down the rabbit hole with Phil (chatroom alias, “ph1l”). Phil is a beast with a plan and while he still has lots to learn, there is no question in my mind he is taking this all as serious as it can be taken. From writing out a personal business plan to saving up a huge hoard of cash to get him going, Phil is being realistic and sharpening his axe to the fullest. What I enjoy the most about Phil is his brutal honesty (he doesn’t really like other people – haha!), yet, he is willing to share so that other people can learn from his mistakes. It’s sort of an irony, but definitely in a good way. Let’s start the journey! Notes: Today we talk with community member Phil who goes by ph1l in the chat rooms. His father had become ill and this led to Phil getting a hold of his father’s brokerage account to manage. After probing him about his purchase decisions, he decided to rework the strategy in hope for more consistency. As he got more serious about trading, he invested over 15,000 dollars in his education but had come to realize that regardless of how many different schools he went through that he needed to stick with just one and give it a chance. Phil paid off all his debts and was able to accumulate 4 years of living expenses before ever attempting to become a full time trader. He was still in the process of figuring out where he fit in the market in regards to strategy and markets. He pulled the trigger on Claytrader University within the first 5 minutes of 2018 and went through the courses as recommended within the first month and a half. After taking some initial losses, Phil decided to reduce his trading size and take it slow just to get into the groove. He can scale up as time goes on but he is not in any hurry. Quotes: I took the account from 50 grand to 150 grand in a few years but now it’s just kind of plateaued. I went from the top of the world to losing everything. My cash flow was negative, my savings were gone… I now have 0 debt. I put away 4 years of overhead into a savings account. I knew that was the only way. I said I was going to be the first one to sign up for CTU in 2018. I was enrolled by 12:04am. This is the rest of my life. This is my new career.