What are some financial guidelines especially for young married families? Today we talk with Professor of Economics at Grove City College, Dr. Shawn Ritenour. He shares his observations on how to manage a family budget over time. He talks about establishing a pattern of savings. The simple guideline of spending less than you take in essentially becomes your savings. He also explains the "Quantitative Easing" of the Fed, and how that undermines the savings of people. It borders on criminal, and has created a tremendous moral hazard. During this interview Dr. Ritenour shares his email address toward the end of the interview if our listeners would like to ask him a question. Participants: Dr. Shawn Ritenour, Dan Elmendorf