The internet is a portal to endless convenience—banking from your couch, shopping sprees without leaving your house, and instant connections with loved ones across the globe. But with this convenience comes a growing threat: Online Account Takeover (ATO). Cybercriminals are always devising schemes to steal your logins and take over your accounts.

What is an Online Account Takeover?

Imagine waking up one morning to find your email flooded with bizarre purchase confirmations or your social media account spewing gibberish. This is the unsettling reality of an ATO. Hackers gain unauthorized access to your online accounts, potentially wreaking havoc on your finances, reputation, and digital life.

How Do Hackers Take Over Accounts?

The methods hackers employ are as diverse as the accounts they target. Here are some common tactics: