A Tale of Two Banks: JP Morgan and Citi both received hefty fines from the US government recently: JP Morgan to settle a criminal "spoofing" charge by its precious metals trading desk, and Citi for lack of proper internal controls and risk management systems. But despite these recent missteps, both of these big banks are also helping progress society: JP Morgan is pushing its clients to align with the Paris Accord and track carbon output, and Citi named its first woman CEO Jane Fraser.

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