You've heard of regulatory capture? The same thing is happening in small towns all over America in the housing market. Finance Bros showing up on boards and at meetings with a message to their neighbors. "Shucks, folks. The housing crisis is darn shame! I've run the numbers and what we actually need is a Wall Street-backed Section 8 housing project that will make my clients a lot of money," he says in his fleece vest and khakis.

"You're damn right!" chimes in the lobbyist for the bankers and real estate developers who make millions betting on the bleak housing market. "And anyone opposed is racist."

The latest podcast on Cape Elizabeth housing politics.