Nic Hughes is the Managing Director of Halls Financial Services and has 18 years of financial services experience. Prior to joining the Halls Group in 2014, Nic spent 12 years with Hollard working both in South Africa and in various international operations. Nic joins Layton Beard in this installment to talk about the value of insurance, and the importance of being properly covered – not over and not under insured.

Join Layton and Nic for an important and fascinating discussion which also looks at some of the trends in insurance in South Africa in 2021.