Episode 10 – The ABCs of Long-Term Care | Real World Retirement Podcast

In this episode of Real World Retirement, host Alexander Pushman welcomes special guest and fellow Foguth Financial advisor, Charlie Dillon, to unpack the complex world of long-term care planning.

From traditional insurance policies to modern hybrid solutions and self-funding strategies, Charlie shares the “ABCs” of long-term care:

• A – Traditional Long-Term Care: The pros, cons, and the often-overlooked fine print.
• B – Alternative Solutions: Creative options that blend protection with flexibility, including annuities and life insurance riders.
• C – Self-Funding: When and how it might make sense to use your own resources instead of purchasing coverage.

Along the way, Charlie shares a powerful personal story about how his grandfather sparked his interest in finance, and both advisors emphasize why proactive planning is essential—because 70% of people over 65 will need some form of care.

Whether you’re navigating policies, wondering how to protect your retirement, or just starting to plan, this episode will help you better understand what options exist and what to watch out for.

👉 Listen in to learn how to make confident, informed choices about your future care needs—before you or your loved ones are in crisis.