ABOUT THAT WALLET

In this stream of ABOUT THAT WALLET, we sit down with Bob Martin, Owner of The Flow Media, to break down problem solving through three distinct lenses. Whether tackling business hurdles, personal finance decisions, or everyday challenges, learning how to shift perspectives can dramatically improve your decision-making and outcomes.

• The First Lens: Looking at problems from an immediate, practical angle—identifying root causes versus surface symptoms.
• The Second Lens: Viewing challenges through the framework of systems, patterns, and long-term impact.
• The Third Lens: The human and psychological perspective—managing mindset, emotions, and stakeholder expectations.
• Frameworks in Action: Practical ways to apply these three perspectives to your everyday life and wallet.

(Adjust timestamps to match your exact stream moments)

• 00:00 – Welcome & Stream Introduction
• 02:15 – Introducing Bob Martin
• 05:30 – Defining the Core Problem-Solving Challenge
• 12:45 – Lens 1: Immediate & Tactical Analysis
• 24:10 – Lens 2: Strategic & Systems Thinking
• 37:20 – Lens 3: Mindset & the Human Element
• 48:00 – Audience Q&A / Live Discussion
• 56:30 – Final Thoughts & Where to Connect

More about Bob:

My guest today spent forty years in courtrooms — as a prosecutor, a defense attorney, and a trial lawyer who's seen just about everything, including organized crime cases. Then he went back to school for clinical social work and spent years working as a therapist and addiction counselor. Somewhere along the way, both careers taught him the same thing: a huge number of people are sitting on a legal problem they don't understand, too stressed and too unsure of the cost to ever pick up the phone. So he built something new — a legal consulting practice that helps people figure out what's actually going on and what their real options are, without ever stepping in as their lawyer. Please welcome Bob Martin.

More about Bob

https://theflowmedia.com/

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https://aboutthatwallet.com 

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Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 365

In this live episode of ABOUT THAT WALLET, we sit down with Greg Junge to unpack the psychological barriers and financial habits that keep people trapped in a "poor money mindset." We discuss practical shifts to overcome limiting beliefs, build healthy financial habits, and take control of your wealth-building journey.

Key Takeaways & Discussion Highlights

• The Root of Limiting Beliefs: How our background and environment shape our relationship with money.
• Scarcity vs. Abundance: Identifying the core habits that define a poor money mindset and how to reframe them.
• Actionable Financial Steps: Simple, everyday adjustments to move from financial anxiety to intentional wealth-building.
• Viewer Q&A: Live audience questions answered with practical, real-world advice.

=||Chapters||=

00:00 - Introduction & Welcome

02:15 - Meet Greg Junge

05:30 - What Is a "Poor Money Mindset"?

10:45 - Breaking Free from Financial Scarcity & Fear

16:20 - Core Habits for Building Financial Wealth

21:50 - Live Q&A / Audience Questions

27:10 - Final Takeaways & Where to Find Greg

28:45 - Wrap-Up & Next Steps

Connect & Resources

Guest: Greg Junge

Free resource: MoneyMindsetAcademy.com/freeteenbook

Insta: https://www.instagram.com/gregmoneymindset/

Website: https://www.moneymindsetacademy.com/

LinkedIn: https://www.linkedin.com/company/moneymindsetacademyofficial/home/ 

==

Support the show (Every dollar helps keep condiments in the fridge)  

Buy me a coffee: 

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https://aboutthatwallet.com 

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Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 364

Leave a Comment: What was your biggest mindset shift around money? Let us know below!

Welcome back to ABOUT THAT WALLET! In this episode, we sit down with real estate investor Jullion Cooper to break down his incredible journey of acquiring a 23-unit apartment building in just six months. Whether you're an aspiring real estate investor or looking to scale your portfolio into multifamily properties, this conversation delivers actionable strategies, mindset shifts, and practical insights to help you build wealth.

Key Takeaways & Highlights

- The Multifamily Leap: How Jullion transitioned into commercial multifamily real estate.

- Finding & Analyzing Deals: The criteria and market research used to pinpoint the right 23-unit property.

- Creative Financing & Capital Raising: How the deal was structured, funded, and closed within six months.

- Overcoming Obstacles: Navigating due diligence, underwriting, and closing table challenges.

- Actionable Advice for Beginners: How you can take the first step toward your own real 

-Testate investments today.

=||Chapters||=

00:00 – Introduction & Welcome Jullion Cooper

03:15 – Jullion’s Background & Entry into Real Estate

08:45 – Why Multifamily? Choosing 23 Units Over Single Family

16:20 – Finding the Deal & Conducting Due Diligence

24:10 – Structuring the Financing & Raising Capital

32:40 – Lessons Learned & Biggest Challenges Faced

38:50 – Key Advice for Aspiring Real Estate Investors

42:30 – Where to Connect with Jullion & Closing Thoughts

More about Jullion

instagram: https://www.instagram.com/jullioncooper 

LinkedIn: https://www.linkedin.com/in/jullion-cooper-74981b8

Website: https://propertiesbyjmc.com/invest

Support the show (Every dollar helps keep condiments in the fridge)  

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: aboutthatwallet.com/newsletter

Disclaimer

The content in this video and description is for educational and informational purposes only and should not be considered financial, legal, or investment advice. Always consult a qualified professional before making any financial or investment decisions.

Episode 363

In this episode, Eric Chapman the owner of Cygile, shares insights on balancing family life, entrepreneurship, and cybersecurity. He discusses time management, the importance of self-care, and strategies for small businesses to enhance cybersecurity posture, especially during mergers and acquisitions.

Key topics

• Work-life balance and time management
• Self-care and mental health for entrepreneurs
• Cybersecurity best practices for small businesses
• Cyber risks in mergers and acquisitions
• Branding and marketing strategies for cybersecurity firms

=||Chapters||=

00:00 Introduction and Personal Growth

02:44 Balancing Family and Entrepreneurship

05:56 Mindset Shift: Working Smart, Not Hard

08:54 Prioritizing Health and Well-being

11:40 The Importance of Support and Relationships

17:24 Business Evolution and Branding

26:48 Building a Cybersecurity Team

31:39 Focus on Cybersecurity for Small Businesses

39:02 Cyber Due Diligence in Mergers and Acquisitions

45:52 The Human Element of Cybersecurity Awareness

More about Eric:

https://cygile.com/

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: https://aboutthatwallet.com/newsletter

Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 362

I get the opportunity to speak with Karlesha Hewitt, Owner of the Wisdom Child Consulting, about how she came to pay off almost $60k in two years, had mindset shifts and changed life decisions. 

Karlesha V. Hewitt, Esq. founded WisdomChild Consulting in 2023 with a heart toward equipping people with the tools, resources, and wisdom needed for life changing empowerment and long-term financial stability.  

Primarily through Financial Literacy Education, she helps people Get Wisdom That Cannot Be Taken! Karlesha's perspective comes from learned and lived experience. After exposure to various perspectives on saving, budgeting, paying off debt, and wealth building as well as practical application, Karlesha paid off close to $60,000 in debt over a two year period (not including student loans). Then she began leading and teaching others through dynamic, interactive, and interpersonal financial literacy workshop courses.

More about Karlesha

instagram: https://www.instagram.com/wisdomchildconsulting/ @wisdomchildconsulting

Website: www.wisdomchildconsulting.com

Support the show (Every dollar helps keep condiments in the fridge)  

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: https://aboutthatwallet.com/newsletter

Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 361

I get the opportunity to speak with Tina Larsson, Owner of the Folson Group, about why nearly 66 million Americans living in co-ops, condos, and HOAs are sitting on a financial blind spot that could cost them far more than they realize.

Tina Larsson is the co-founder of The Folson Group, a New York City co-op and condo consultant. After saving her own building $340,000, she and her husband, Mark Foley started The Folson Group to help NYC coop and condo owners increase their property values. She is the author of Living the High Life, frequent podcast guest and speaker, and holds a LEED Green Associate designation. Tina also created the Folson Board Academy, an online course that gives co-op and condo board members the business framework they need before something goes wrong. Tina is on a mission to support NYC condo and co-op boards optimize their buildings, because smart coop and condo boards don't go it alone. 

More about Tina, 

LinkedIn: https://www.linkedin.com/in/tinalarssonli/

YouTube: https://www.youtube.com/@folsongrp

Instagram: https://www.instagram.com/folsongrp/?hl=en

Support the show (Every dollar helps keep condiments in the fridge) 

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: aboutthatwallet.com/newsletter

Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 360

In this episode of ABOUT THAT WALLET, we sit down with Jaden Sterling to discuss practical and mindset-driven strategies for building wealth through the stock market. Whether you're just starting your investing journey or looking to refine your strategy, this conversation breaks down actionable steps to grow your portfolio, avoid common pitfalls, and make your money work harder for you.

👤 Guest: Jaden Sterling

Expertise: Author, wealth strategist, and seasoned investor with deep expertise in stock market fundamentals, intuitive investing, and financial mindset development.

Key Focus: Helping everyday individuals navigate the stock market with clarity, discipline, and sustainable wealth-building practices.

📌 Key Takeaways & Highlights

Stock Market Fundamentals: Demystifying the basics of investing and building confidence for beginners.

Stacking Your Portfolio: Practical strategies for selecting stocks, balancing risk, and maintaining long-term consistency.

Wealth Mindset: How emotional discipline and clear financial goals directly impact your investment success.

Common Mistakes to Avoid: Navigating market volatility without letting panic drive your decisions.

⏱️ Timestamps / Chapter Outline

00:00 – Welcome & Episode Introduction

03:30 – Meet Jaden Sterling: Journey into Investing

10:15 – Core Principles of Stacking Your Wallet with Stocks

20:45 – Mindset, Discipline, and Market Volatility

32:10 – Actionable Steps for New & Growing Investors

42:00 – Final Thoughts & Where to Connect with Jaden

🔗 Connect & Resources

Follow ABOUT THAT WALLET: Don't forget to like, subscribe, and share this episode! 

Want to be a guest like Jaden? Check out Podmatch - https://www.joinpodmatch.com/wallet  

Guest Links:  

//https://sterlingstockpicker.com/vip (software)

https://www.youtube.com/@UCt5pYeT0_9TifgdtJlTbugg 

Disclaimer: This content is for educational and informational purposes only and should not be taken as professional financial advice.

Episode 359

In this episode of the About That Water podcast, Anthony Weaver and Jeff Panik, principal of Balance Wealth Partners and author of Your Future Is Now, delve into the importance of financial literacy, discussing practical strategies for overcoming procrastination, the significance of teaching financial habits to the next generation, and the necessity of a financial life inventory plan. They explore the emotional aspects of spending, the impact of social influences, and the role of technology, including AI, in financial planning. The conversation emphasizes the need for continuous learning and proactive financial management to achieve long-term financial security.

Takeaways

- Financial literacy is crucial for everyone, especially the sandwich generation.

- Procrastination can prevent individuals from making necessary financial decisions.

- Teaching children about money management should start early.

Chapters

00:00 Introduction to Financial Literacy

00:58 Overcoming Procrastination in Financial Decisions

04:14 The Importance of Financial Education

06:03 Navigating College as a First-Generation Student

09:27 Teaching Financial Literacy to the Next Generation

11:37 The Lifelong Journey of Learning

13:17 Creating a Financial Life Inventory Plan

15:11 Starting Your Financial Journey

18:40 Core Principles of Financial Literacy

23:00 Navigating Emotional Spending and Saving

24:58 The Journey of Financial Education

26:36 Learning from Past Financial Mistakes

29:28 The Role of Automation in Financial Management

30:38 The Future of Financial Security

31:40 The Importance of Pensions and Diverse Income Sources

34:02 Leveraging AI in Financial Planning

35:32 Breaking Through Financial Fog

37:59 Final Thoughts on Wealth and Financial Literacy

Balance Wealth Partners

https://www.balancewealthpartners.com/

404-441-9387

//

Support the show (Every dollar helps keep condiments in the fridge)  

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: aboutthatwallet.com/newsletter

Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 358

In this episode, Rob Townend dives into the IRS tax codes 72(t) and 72(q), which allow you to withdraw from retirement accounts before age 59 ½ without the 10% early withdrawal penalty. We discuss the importance of financial strategies to avoid outliving your money and how to use Substantially Equal Periodic Payments (SEPP) to fund an early retirement.

Rob Townend is a CPA who specializes in helping people access their 401(k), IRA, or other deferred retirement plans early, before age 59 1/2, penalty-free. Rob founded Early Retirement Access, a firm that helps hundreds of clients fund their early retirement with a 72(t) SEPP plan for a low flat fee.

• https://www.earlyretirementaccess.com 
• https://www.linkedin.com/in/robert-townend-817a2a37/
• https://www.facebook.com/profile.php?id=61583712074386

• The Reality of Retirement: Why some retirees are returning to work (like the Costco sample lady at 80) and how to avoid that path.
• What is IRS Code 72(t)?: An explanation of how to access your IRA or 401(k) penalty-free using SEPP.
• The 5329 Form: The specific IRS form needed to report additional taxes or claim exceptions for early distributions.
• 72(t) vs. 72(q): Understanding the difference between retirement accounts and non-qualified annuity contracts.
• Mandatory Distributions: Why your bank (Fidelity, Merrill Lynch, etc.) might not tell you about these options and how to ask for them.

Support the show (Every dollar helps keep condiments in the fridge)  

Buy me a coffee: 

https://buymeacoffee.com/aboutthatwallet

Patreon: https://patreon.com/aboutthatwallet

https://aboutthatwallet.com 

Join Monthly newsletter: aboutthatwallet.com/newsletter

Disclaimer

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 357

I had the opportunity to chat with Dr. Tommy Rhee, owner of RheeGen, about how stem cells have impacted the sports industry for speedy recoveries and how everyday people like you and I could benefit from the research.

Dr. Tommy Rhee, a sports chiropractor and pioneer in regenerative wellness, has dedicated over three years to the development of RheeGen®. Recognizing the limitations and risks of injection-based stem cell therapies, Dr. Rhee envisioned a safer, more accessible alternative — one that could deliver the healing power of regenerative medicine without using live cells or invasive procedures.

More of Dr. Tommy Rhee

https://rheegen.com/

=|| Chapters ||=

00:00 Introduction to Stem Cells and Their Importance

03:13 Understanding Aging and Cellular Regeneration

05:46 The Role of Telomeres in Aging

08:55 The Evolution of Stem Cell Therapy

12:02 Controversies Surrounding Stem Cell Sources

14:55 Applications of Stem Cells in Athletic Recovery

18:12 Testing and Efficacy of Stem Cell Treatments

20:56 Future of Stem Cell Therapy and Cost Analysis

24:37 The Future of Regenerative Medicine

30:02 The Risks of Cloning and Genetic Manipulation

35:53 Personal Journey and Insights on Wealth

39:40 Final Thoughts and Resources

Support the show (Every dollar helps keep condiments in the fridge)  

• Buy me a coffee: 
• https://buymeacoffee.com/aboutthatwallet
• Patreon: https://patreon.com/aboutthatwallet
• https://aboutthatwallet.com 
• Join Monthly newsletter: https://aboutthatwallet.com/newsletter

Disclaimer:

The information in this podcast is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your individual circumstances.

Episode 356