Let’s dive into the world of financial freedom, especially for those of us caught in the sandwich generation, juggling kids, life, and aging parents! We’re unpacking some golden nuggets from episode 311 of the About That Wallet podcast, where host Anthony Weaver and Mukheram Maudjud from Bullionite share practical habits that can help you navigate these choppy financial waters. The key takeaway? You’ve got to start with your “why” – and no, I’m not talking about that emergency pizza fund! Knowing your deeper motivations can turn your financial journey into something meaningful and fulfilling. We also chat about shifting from a scarcity mindset to one of abundance, because let’s face it, no one wants to keep saying, “I can’t afford that!” Instead, how about thinking, “I’m choosing to invest my resources differently right now”? So grab your favorite snack, kick back, and let’s get into how we can all feel a little more confident about our financial futures!

Takeaways:

• Understanding your 'why' is crucial for financial success, beyond just making quick cash. It's about your deeper motivations and values.
• The podcast emphasizes that trading smartly isn't luck; it's about having systematic approaches and rigorously testing your strategies first.
• To achieve financial freedom, especially for those juggling multiple responsibilities, it's vital to shift your mindset from scarcity to abundance.
• Generosity plays a key role in financial growth; when you share your resources, you create space for more to come back to you.
• Embracing abundance means changing your language around money, shifting from limitations to empowerment and control over your finances.
• Time is our most precious resource, and how we trade it for money can redefine our financial journey and personal fulfillment.

Links referenced in this episode:

• https://aboutthatwallet.com
• https://bullionite.com

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

If you're curious about trading and want to dive into the nitty-gritty of building your financial future, we’ve got you covered! This episode kicks off with the golden nugget that before you even think about trading, you need to know your "why." Forget the dream of making quick cash and quitting your job—trading can be a whole lot of work, but it can also be incredibly rewarding if you approach it with the right mindset and strategies. I chat with Mukarram Mawjood, the founder of Bullionite, who unpacks the essentials of trading, from understanding the market cycles to developing your own trading rules. Plus, we tackle the all-important concept of trading systems, empowering you to take control of your financial destiny with actionable insights. So, if you’re ready to explore the world of trading with a blend of humor and practical advice, buckle up—this episode is for you!

Takeaways:

• Understanding your 'why' is crucial before jumping into the trading world, as it shapes your approach and mindset.
• Trading isn't just about quick cash; it's about developing solid habits and a deeper understanding of the market.
• Embrace the journey of learning trading as a process that requires both time and effort, rather than expecting instant results.

Chapters:

• 00:00 - Understanding the Importance of Motivation in Trading
• 00:29 - Understanding Trading: Strategies and Misconceptions
• 16:02 - Educating the Youth on Trading Principles
• 27:30 - Navigating Parental Expectations and Personal Freedom
• 32:23 - Transitioning to Financial Freedom

Thank you for tuning in! If you found value in this episode, please share it with someone who could benefit from the insights shared today.

#AboutThatWallet

Join the About That Wallet Newsletter for more financial tips: https://aboutthatwallet.com/newsletter

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

Episode 311

Let's talk about the nitty-gritty of money chats in relationships! We dive right into why having open conversations about finances is not just a good idea—it's essential. Whether you're in the early dating phase or getting serious, discussing what you want financially can set the stage for a more stable and secure future together. Our special guest, Jaricka Thomas, shares her insights on how these conversations can help ensure that both partners are on the same page, especially when it comes to planning for unexpected events like illness or loss. We also explore practical strategies for couples, from budgeting to bucket lists, and how to avoid the pitfalls of keeping financial secrets. So, grab a comfy seat and let's get ready to turn those awkward money talks into a breeze!

Chapters:

• 00:00 - Navigating Financial Conversations in Relationships
• 06:11 - Navigating Financial Conversations with Family
• 10:42 - Understanding Financial Literacy and Its Impact
• 18:30 - Understanding Survivor Benefits and Financial Security
• 27:30 - Navigating Financial Conversations
• 31:22 - Navigating Financial Conversations in Relationships
• 38:21 - The Importance of Open Money Conversations
• 41:46 - Wealth and Its Lessons

Takeaways:

• Having money conversations early in a relationship can set a solid foundation for financial support and understanding later on.
• Using budgeting apps and tracking spending can help couples visualize their finances, leading to more informed decisions about their money.
• Having a financial plan and involving your partner in it can enhance trust and cooperation, ultimately leading to a stronger relationship.

More about Jaricka Thomas:

https://savingsense.org/

What are your social media handles?

Instagram: @savingsensehq

Facebook: @wearesavingsense

TikTok: @savingsensehq

THANK YOU FOR LISTENING!

#AboutThatWallet

Join the About That Wallet Newsletter! https://aboutthatwallet.com/newsletter

Support the show by subscribing, sharing, and commenting on your favorite platforms. Your engagement helps others discover valuable financial insights.

Follow Me:

IG: https://instagram.com/aboutthatwallet

Twitter: https://twitter.com/aboutthatwallet

Website: https://aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

Episode 310

Today, we're diving into the financial jungle that is the Sandwich Generation, those brave souls juggling the needs of aging parents and their own kiddos. The big question we’re tackling is: what's the first step to turn those pesky financial red flags into shiny green flags? Should you rush to get a fiduciary financial pro on your side, or is it smarter to start with some self-awareness and building better financial habits? I'm all about the power of comprehensive professional guidance right from the get-go—because, trust me, the stakes are high! But my co-host argues that starting with personal financial literacy and accessible tools can lay a solid foundation for future success. So, whether you’re team fiduciary or team self-guided, we’re here to help you navigate your way to financial wellness with a whole lot of fun and a sprinkle of humor!

Navigating the financial waters can often feel like trying to swim upstream while wearing a weighted vest, especially for the Sandwich Generation—those juggling the needs of aging parents and their own kids. In this lively episode, we dive deep into a spirited debate between two savvy hosts, Anthony Weaver and Michael Scarpati, who tackle the pressing financial challenges faced by this unique group. The core question revolves around the best first step: should one immediately enlist the help of independent fiduciary financial professionals, or should the focus be on fostering personal financial awareness and healthy habits first?

Weaver argues passionately for the importance of seeking out comprehensive professional guidance right from the start. He emphasizes that many financial advisors aren’t fiduciaries, which means they might not always put their clients' best interests first. With a staggering percentage of licensed professionals not held to fiduciary standards, he believes that securing the right kind of advice is crucial to avoiding potential financial pitfalls. Scarpati’s insightful anecdotes, like the cautionary tale of a retired couple with a risky investment strategy, underscore the necessity of a holistic financial plan that includes tax strategies, cash flow management, and multigenerational wealth transfer. The hosts also discuss innovative platforms like Retire Us, which aim to connect individuals with qualified fiduciaries and simplify the daunting search for trustworthy financial advice.

On the flip side, Scarpati presents a compelling argument for starting with self-directed financial education. He posits that many in the Sandwich Generation lack basic financial literacy, which can lead to more significant issues down the road. By focusing on understanding personal financial goals and building good habits, individuals can lay a solid foundation for future professional engagement. He shares practical tools and strategies, such as financial checkpoints, that empower listeners to identify their red flags and approach their finances with confidence. This discussion is not just about arguing for one side or the other; it’s about illuminating the diverse pathways to financial wellness and the importance of finding an approach that resonates with each individual’s unique circumstances. So, whether you’re leaning toward hiring a fiduciary or diving into self-education, this episode is packed with insights that can help anyone in the Sandwich Generation tackle their financial challenges head-on.

Takeaways:

• The Sandwich Generation faces unique financial challenges, juggling support for aging parents and kids.
• Engaging with fiduciary financial professionals can provide essential guidance for long-term planning.
• Building personal financial awareness and habits is a crucial first step for many people.
• Platforms like Retire Us help connect individuals with vetted fiduciaries, ensuring quality advice.
• Understanding your own financial situation is essential before diving into professional services.
• Both self-directed learning and professional guidance are important for achieving overall financial wellness.

Chapters:

• 00:00 - Introduction to the Sandwich Generation's Financial Challenges
• 00:59 - Understanding Financial Guidance for the Sandwich Generation
• 03:03 - The Importance of Financial Literacy and Professional Guidance
• 04:25 - The Importance of Trust in Financial Advice
• 06:13 - Cultivating Personal Financial Consciousness

Learn more about Michael Scarpati:

https://www.instagram.com/retire.us/

https://www.linkedin.com/in/michael-a-scarpati/

https://www.retire.us

Disclaimer: This is for educational purposes only.

In this episode, we explore the often-overlooked aspects of financial awareness with Michael Scarpati, a seasoned financial professional dedicated to empowering individuals on their journey to financial literacy. We kick off the conversation by addressing the blind spots that many encounter in their financial planning, particularly when it comes to retirement. Michael emphasizes the importance of understanding your financial landscape and recognizing the red flags that could derail your goals. We delve into actionable steps to transform these red flags into green flags, including utilizing tools like the Financial Checkpoint to assess your retirement readiness.

We also discuss the significance of working with an independent fiduciary, someone who is legally obligated to prioritize your best interests. Michael shares insights on how to vet financial professionals and the qualifications to look for, ensuring you receive trustworthy advice. As we navigate the complexities of financial planning, we touch on the importance of starting early, especially when it comes to saving for your children's education through 529 plans.

Join us as we unpack these essential topics and more, helping you take control of your financial future with confidence!

Takeaways:

• Understanding your financial blind spots is crucial for effective planning and achieving your retirement goals.
• Utilize free tools like the Financial Checkpoint to identify red flags in your financial strategy.
• Working with an independent fiduciary can provide you with trustworthy, personalized financial advice.
• Early planning for children's education through 529 plans can significantly impact their future financial stability.
• Clarity on your financial goals is essential for creating a roadmap to success.

Chapters:

• 00:00 - Understanding Financial Advice
• 00:21 - Understanding Financial Awareness: The Journey Begins
• 12:09 - Understanding Financial Planning and Its Importance
• 19:38 - Planning for Children's Futures
• 23:37 - Navigating Parenthood and Financial Planning
• 28:46 - Understanding Wealth and Financial Mistakes
• 32:52 - Cooking and Favorite Dishes

Links referenced in this episode:

• https://retireus.com/
• https://www.instagram.com/retire.us/
• https://www.linkedin.com/in/michael-a-scarpati/

Thank you for tuning in! Your support helps us empower more people to build strong financial habits and engage in meaningful conversations about money.

📩 Join the About That Wallet Monthly Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

Episode 309

Today, we're diving into the fantastic ideas of Jennifer Lee, who really shakes up how we think about financial planning. The main takeaway? Financial planning isn’t just about stacking cash like it's a game of Monopoly; it’s about protecting the things that matter most—your family, friends, and the life you want to live. We’re also tackling the unique challenges faced by the sandwich generation, juggling responsibilities for both kids and aging parents. Jennifer's mantra, “Assess, day, adjust, and squeeze the juice,” reminds us that we only get one shot at this life, so let’s make it count! Stick around as we explore how understanding your money story can lead to a more intentional and fulfilling life—because at the end of the day, it’s not just about the numbers; it’s about living your best life!

Takeaways:

• Financial planning is not just about numbers; it's about prioritizing what truly matters in life.
• Jennifer Lee emphasizes the importance of financial empowerment, especially for the sandwich generation.
• Understanding your own money story can illuminate your current financial behaviors and choices.
• Creating a family love letter helps communicate your values and wishes beyond just financial assets.
• It's essential to include everyone in financial discussions to ensure competence and accessibility.
• Life throws curveballs, so thorough planning, including legal documents like QDROs, is crucial for unexpected events.

Links referenced in this episode:

https://modern-wealth.com

https://squeezethejuicebook.com

Thank you for tuning in! Your support helps us empower more people to build strong financial habits and engage in meaningful conversations about money.

📩 Join the About That Wallet Monthly Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

Episode 308 (bonus)

What’s your money story? That’s the big question we dive into today as we chat with Jennifer, a financial advisor and author who’s all about empowering folks, especially women, to take control of their finances. We kick things off by reminiscing about our earliest money memories, whether they were filled with joy or a bit of stinginess. From selling cards for a skateboard to learning that you gotta put in the work for what you want, we uncover how these experiences shape our financial habits. Jennifer shares some golden nuggets on financial literacy, especially for those who might feel a bit out of their depth when it comes to handling money. So grab your favorite drink, settle in, and let’s get ready to squeeze the juice out of those financial conversations!

Takeaways:

• Understanding your personal money story can significantly shape your financial habits and decisions.
• Women often outlive their partners, making financial literacy crucial for long-term security and planning.
• Creating a family love letter is a meaningful way to communicate values and financial wisdom to loved ones.
• Discretionary spending is about understanding what you can afford beyond fixed expenses, which is key to financial freedom.
• Engaging both partners in financial discussions helps bridge the gap in money management within relationships.
• Roth IRAs are a fantastic investment tool for those looking to secure their financial future, especially for young earners.

Links referenced in this episode:

• https://modern-wealth.com
• https://squeezethejuicebook.com

Thank you for tuning in! Your support helps us empower more people to build strong financial habits and engage in meaningful conversations about money.

📩 Join the About That Wallet Monthly Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

Sponsored by https://bcpublicrelations.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

Episode 308

Recorded Live - Aug 28th 2025

Dr. Hans Boateng, founder of The Royals NFTs & The Investing Tutor is here to help you grow your portfolio, share some trading secrets and pour knowledge into your family tree. You do not want to miss this.

Put your investments, crypto and anything finance questions in the comments below!

More About Dr. Hans,

Links: www.theinvestingtutor.com

NFTs: www.theroyals.art

Dr. Hans is founder of The Royals NFT & The Investing Tutor. He has a deep passion to help his community build generational wealth. This led him to create the first investment tutoring business in the United States and the first luxury travel NFT to showcase African culture.

He realized most crypto projects lack diversity and representation which excludes underrepresented communities left behind by the traditional financial system. His vision is to create a Royal Family on the blockchain that welcomes everyone, host one-of-a-kind experiences across the globe, and bring different cultures together to build a more inclusive world in crypto.

My equipment:

Rode Caster Pro - https://amzn.to/3i596tF

Streamyard - https://streamyard.com?pal=4718936395612160

SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040

Microphone Stand - https://amzn.to/3NIeBfz

THANK YOU FOR LISTENING!

#NFT #TheInvestingTutor #Crypto #MoneyHabits #AboutThatWallet

Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.

--

DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with.

We're diving deep into the fascinating world of money management today, and the big takeaway is all about recognizing your "money monsters." These clever little critters are those unconscious patterns and fears that shape how we handle our finances—think of them as the gremlins of your budget! Our guest, Doug Lenham, a former Marine turned Benedictine monk and now a successful money manager, shares his unique journey and insights on how our childhood experiences can create these monsters. He uses the Enneagram personality system to help us identify our financial behaviors, whether we're earners, savers, or, dare I say, "blingers!" Plus, we tackle some practical advice for those of us in the sandwich generation juggling kids and aging parents—hint: remember to pay yourself first! So grab your headphones, and let’s get ready to tackle those money monsters together!

Takeaways:

• This podcast episode dives into financial habits, focusing on how to talk about money in a way that feels natural and enjoyable.
• Doug Lenham, a former Marine and monk, shares powerful insights about transforming your relationship with money after facing bankruptcy.
• Understanding your 'money monsters' through the Enneagram helps identify childhood trauma that affects financial behaviors.
• The episode emphasizes the importance of being financially literate and taking responsibility for your own financial future, no one cares more than you!
• For the sandwich generation, it's crucial to set boundaries and prioritize your own financial health while caring for others.
• Teaching kids about money early, like giving allowances, can help them understand saving and long-term growth through smart investing.

💬 Question of the Day: What money traumas have you faced, and how have they influenced your financial decisions? Share your thoughts in the comments!

🔗 Connect with Doug Lynam:

Website: https://www.douglynam.com/

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #MoneyTrauma #FinancialLiteracy #Enneagram #SelfCare

Episode 306 (bonus)

In this episode of About That Wallet, host Anthony Weaver welcomes Doug Lynam, a former monk turned financial expert, to discuss the profound impact of money traumas and how to overcome them. Doug shares his unique journey from a 20-year monastic life to becoming a money manager, emphasizing the importance of taking responsibility for one's finances. He dives into the psychological aspects of money, exploring how childhood experiences shape our financial behaviors and beliefs.

Listeners will learn about the Enneagram personality types and how they relate to money management, including the common pitfalls and strengths of each type. Doug offers practical tips on fostering open conversations about finances with loved ones and instilling financial literacy in children. He also discusses the significance of prioritizing self-care in financial planning, especially for those in the Sandwich Generation.

💬 Question of the Day: What money traumas have you faced, and how have they influenced your financial decisions? Share your thoughts in the comments!

🔗 Connect with Doug Lynam:

Website: https://www.douglynam.com/

💡 If you enjoyed this episode, remember to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find this valuable content

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

00:00 - Introduction and Guest Background

2:01 - Becoming a Monk

5:31 - Financial Challenges in the Monastery

10:01 - Money Trauma and Childhood

15:01  - Enneagram and Money Monsters

25:01 - Four Pillars of Finance

30:01 - Communication and Financial Literacy

35:01 - Future Plans and Public Speaking

🙏🏽 Thank you for tuning in! Your support helps us empower more people to build strong financial habits and engage in meaningful conversations about money.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #MoneyTrauma #FinancialLiteracy #Enneagram #SelfCare

Episode 306