In this episode of About That Wallet, I welcome the insightful Phil McGilray, a seasoned financial coach with a wealth of experience in personal finance and entrepreneurship. They delve into the transformative power of budgeting, highlighting Phil's unique approach inspired by his grandmother's method of using glass jars to manage money. Phil shares how this tactile strategy can help individuals regain control over their finances, making budgeting a more engaging and effective process.

The conversation explores the importance of financial literacy for aspiring entrepreneurs, emphasizing the need to understand cash flow and basic business finance. Phil breaks down the Thrive Financial Protocol, a framework designed to help entrepreneurs build sustainable businesses while ensuring they maintain a healthy work-life balance. Listeners will learn about the key metrics to track, the significance of transparency, and how to reclaim joy in their entrepreneurial journey.

Additionally, Phil discusses the challenges of navigating the complexities of starting or buying a business, urging listeners to approach entrepreneurship with clarity and purpose. He emphasizes the importance of making a difference through one's work and how financial success can enable individuals to give back to their communities.

💬 Question of the Day: What budgeting methods have you found most effective in managing your finances? Share your thoughts in the comments!

🔗 Connect with Phil McGilray:

Personal Finance: https://grandmasjars.com

Business Finance: https://philmcgilray.com

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Phil's Financial Journey

(10:15) The Glass Jars Budgeting Method

(20:00) Understanding Cash Flow for Entrepreneurs

(30:15) The Thrive Financial Protocol Explained

(40:00) Navigating Business Ownership

(50:30) Final Thoughts and Resources

(55:00) How to Connect with Phil

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

Be a Guest: https://aboutthatwallet.com/guestpromo

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #FinancialLiteracy #Entrepreneurship #Budgeting #ThriveFinancialProtocol

Episode 301

In this episode of About That Wallet, host Anthony Weaver sits down with the insightful Kevin Mathews II, a financial expert and author of From Burning to Blueprint: Rebuilding Black Wall Street. Together, they explore the intricacies of financial literacy, the impact of tariffs, and the importance of communication in building generational wealth.

Kevin shares personal anecdotes about his upbringing and how his father's budgeting strategies influenced his understanding of money. They discuss the complexities of tariffs, their effects on consumer prices, and how they can lead to inflation. Listeners will gain valuable insights into the motivations behind tariffs and how these policies impact everyday spending decisions.

The conversation also delves into the significance of financial education for children, emphasizing the need to instill good money habits from a young age. Kevin discusses practical ways to engage kids in financial discussions and the importance of transparency in family finances.

💬 Question of the Day: How do you approach teaching your children about money? Share your thoughts in the comments!

🔗 Connect with Kevin Matthews:

Website: buildingbread.com

Social Media: @BuildingBread

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Kevin's Financial Journey

(10:15) Understanding Tariffs and Inflation

(20:00) The Importance of Financial Communication

(30:15) Teaching Kids About Money

(40:00) The Role of Delayed Gratification in Wealth Building

(50:30) Final Thoughts and Resources

(55:00) How to Connect with Kevin

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and have important conversations about money.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #FinancialLiteracy #GenerationalWealth #Tariffs #MoneyManagement

Episode 300

In this episode of About That Wallet, host Anthony Weaver welcomes the vibrant Paula Sima, a passionate podcaster and mental health advocate. Together, they dive into the importance of discussing mental health within families, particularly in the context of the Sandwich Generation, who often juggle the emotional needs of both their parents and children.

Paula shares her personal journey with depression and the challenges she faced in opening up about her struggles, emphasizing that mental health issues can affect anyone, regardless of their outward appearance. She discusses the critical conversations that need to happen between parents and children, breaking the stigma surrounding mental health and encouraging listeners to support one another.

Listeners will gain insights into the value of community, the importance of self-reflection, and the necessity of having honest discussions about mental health. Paula also highlights her experiences at various podcasting events and how they have shaped her journey, including her transition into comedy and the connections she has made along the way.

💬 Question of the Day: How do you approach conversations about mental health with your family? Share your thoughts in the comments!

🔗 Connect with Paula Sima:

• Instagram: https://www.instagram.com/talkshitwithp
• Facebook: https://www.facebook.com/TalkShitWithP
• LinkedIn: http://linkedin.com/in/paula-sima-mulamula-51845874
• Youtube: https://youtube.com/@talkshitwithp

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Paula's Journey with Mental Health

(10:15) The Importance of Family Conversations

(18:00) Breaking the Stigma Around Mental Health

(25:45) Community Support and Connection

(32:30) Transitioning into Comedy

(40:00) Final Thoughts and Resources

(48:15) How to Connect with Paula

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and have important conversations.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #MentalHealth #SandwichGeneration #Podcasting #CommunitySupport

Episode 299

In this episode of About That Wallet, host Anthony Weaver welcomes the dynamic Petra-Ann Brown, a certified financial coach dedicated to empowering immigrants and minorities to achieve financial freedom. Together, they explore the unique financial challenges faced by those starting from scratch in a new country, including the complexities of navigating unfamiliar financial systems and cultural expectations.

Petra-Ann shares her inspiring story of resilience, detailing her journey from a comfortable childhood in Jamaica to rebuilding her life in the U.S. with her family. She emphasizes the importance of setting boundaries, particularly when it comes to financial support for family members back home, and how to allocate resources wisely without sacrificing personal financial health.

Listeners will gain valuable insights into budgeting, the significance of understanding credit, and the necessity of open communication about finances. Petra-Ann also discusses her philosophy of treating money management as a holistic process, addressing both offense and defense strategies to achieve financial stability.

💬 Question of the Day: How do you set financial boundaries with family while maintaining supportive relationships? Share your thoughts in the comments!

🔗 Connect with Petra-Ann Brown:

Website: https://brownfinancialsolutions.com

Podcast: Islands Money 365

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Petra-Ann's Journey from Jamaica to the U.S.

(10:15) The Importance of Financial Boundaries

(18:00) Navigating Cultural Expectations

(25:45) Strategies for Budgeting and Saving

(32:30) Understanding Credit and Its Impact

(40:00) The Holistic Approach to Money Management

(48:15) Final Thoughts and Resources

(55:00) How to Connect with Petra

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: https://aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #FinancialLiteracy #ImmigrantFinance #MoneyManagement #FinancialCoaching

Episode 298

In this episode of About That Wallet, I had the opportunity to chat with Dr. Darla Bishop, author of How to Afford Everything. We dove into the financial challenges of the Sandwich Generation, balancing support for kids and aging parents while keeping finances in check.

Dr. Bishop shares her journey to financial literacy and talks about the importance of having open, loving money conversations within families. She offers practical tips to help listeners take charge of their finances and make smart choices.

Get ready for insights on budgeting, financial planning, and how to build a healthy relationship with money. Dr. Bishop also shares personal stories that highlight the benefits of good communication about finances.

💬 Question of the Day: How do you tackle financial talks with your family? Let us know in the comments!

🔗 Connect with Dr. Darla Bishop:

Website: darlabishop.com/social

https://howtoaffordeverything.com/

💡 If you liked this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with friends and family!

=|| 📚 Chapters ||=

(00:00) Welcome

(02:30) Starting Money Talks with Love

(10:15) Dr. Bishop's Path to Financial Literacy

(18:00) About the Book

(25:45) Family Financial Dynamics

(32:30) The Power of Open Communication

(40:00) Building a Good Relationship with Money

(48:15) Final Thoughts

(55:00) How to Connect with Dr. Bishop

🙏🏽 Thanks for listening!

Your support helps others improve their financial habits.

📩 Join the About That Wallet Newsletter for tips and strategies:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #FinancialLiteracy #FamilyFinance #HowToAffordEverything #MoneyManagement #SandwichGeneration

Episode 297

In this thought-provoking episode of About That Wallet, host Anthony Weaver engages in a heartfelt conversation with Jonathan Wainberg, Senior Vice President and General Manager of the Pet and Co-Brand Business at Synchrony. They delve into the financial challenges faced by pet owners, particularly the Sandwich Generation, who must balance the emotional and financial responsibilities of caring for both their pets and their families.

Jonathan shares insights from a recent study highlighting that nearly 28% of pet-owning households face barriers to veterinary care, with financial constraints being the most common hurdle. As a pet owner himself, Jonathan discusses the importance of being financially prepared for unexpected veterinary expenses and the emotional toll of pet ownership.

Listeners will gain valuable tips on budgeting for pet care, understanding the benefits of CareCredit, and navigating the complexities of pet ownership without compromising their financial stability. Jonathan emphasizes the need for open communication with veterinarians to create a personalized care plan that fits individual budgets and needs.

💬 Question of the Day:

How do you manage the financial responsibilities of pet ownership while ensuring your furry family members receive the care they deserve? Share your thoughts in the comments!

🔗 Connect with Jonathan Wainberg:

Website: carecredit.com

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with fellow pet parents or anyone considering pet ownership!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Understanding Financial Barriers to Veterinary Care

(10:15) The Emotional Impact of Pet Ownership

(18:00) Budgeting Tips for Pet Care

(25:45) Exploring CareCredit for Pet Expenses

(32:30) The Importance of Communication with Veterinarians

(40:00) Preparing for Unexpected Veterinary Costs

(48:15) Jonathan's Personal Pet Care Experience

(55:00) Final Thoughts and Resources

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and take care of their furry friends.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #PetCare #FinancialLiteracy #CareCredit #SandwichGeneration #VeterinaryCosts #PetOwnership

Episode 296

Today, we're diving into the furry financial world of pet care! We’re unpacking some crucial insights from episode 296 of the "About That Wallet" podcast, where Jonathan Wainberg shares his expertise on navigating the costs of our beloved pets. A whopping 28% of pet-owning households struggle to afford vet care, and that’s a big, fluffy problem for many families. Jonathan emphasizes that owning a pet is a personal commitment that requires a solid financial plan, especially when those surprise vet bills come knocking—because let’s face it, they always do! Whether it’s exploring financing options like CareCredit or understanding the benefits of pet insurance, we’re here to help you keep your furry friends healthy without breaking the bank. So grab a snack (maybe a dog treat?) and let’s get into it!

Let’s talk about pets and finances—two things that can really bring up some emotions! In our latest chat with Jonathan Weinberg, we tackled the hefty topic of financial strategies for pet care. It’s astonishing to learn that 28% of pet owners face significant barriers when it comes to vet care, primarily due to financial constraints. This statistic is not just a number; it highlights how many beloved pets might not receive the care they need, especially in lower-income households. Jonathan skillfully navigated the tough question of whether it’s responsible to have a pet if you can’t afford vet bills. He emphasized that pet ownership is a personal decision, but it’s vital to understand the financial responsibilities involved before jumping in.

We also dove into CareCredit, a financial tool that can help pet owners manage their vet bills more effectively. With a staggering 85% of vets in the U.S. accepting it, it’s a fantastic resource for those unexpected vet visits. Jonathan shared a heartwarming yet eye-watering story about his own dog, Maddie, whose healthcare costs soared to $8,000 in one year. With CareCredit, he was able to break down those costs into smaller, manageable payments—definitely a lifesaver! We discussed how this credit card works similarly to a regular credit card but is tailored for healthcare expenses, and it’s crucial for pet owners to be proactive about their financial planning. So, if you’re a pet parent feeling the pinch, remember that communication with your vet and understanding your options is key. Let’s ensure our furry companions get the care they deserve while keeping our finances in check!

Takeaways:

• In this episode, we learned that 28% of households with pets struggle to afford veterinary care, which is a staggering number that highlights the financial barriers many pet owners face.
• Jonathan Wainberg emphasized that owning a pet requires a serious financial commitment, and it’s crucial to think ahead and explore options like family help or savings.
• CareCredit is a healthcare credit card designed specifically for managing unexpected vet bills, accepted by about 85% of vets in the U.S. That’s a pretty solid option if you ask me!
• The conversation delved into the rising costs of pet care, driven by advancements in veterinary medicine and our evolving relationships with pets as family members.
• We also touched on the differences between CareCredit and pet insurance; CareCredit helps you manage immediate costs while insurance covers future unexpected expenses.
• A key takeaway was the importance of communication with your vet about costs and treatment options, making sure you understand the spectrum of care available.

Links referenced in this episode:

• carecredit.com
• aboutthatwallet.com/newsletter
• youtube.com
• aboutthatwallet.com

Companies mentioned in this episode:

• Synchrony CareCredit
• CareCredit
• pets Best

In this enlightening episode of About That Wallet, host Anthony Weaver is joined by Christina Roman, a credit expert and passionate advocate for financial literacy for Experian. Together, they explore the journey of overcoming financial hurdles, tackling budgeting woes, and building a stellar credit score.

Christina shares her personal story of transforming her credit score from the 400s to the 800s, revealing the lessons learned from her past mistakes and the impactful strategies she adopted along the way. With her experience working at one of the top credit bureaus, she provides invaluable insights into the intricacies of credit scores, the importance of budgeting, and how to avoid common financial pitfalls.

This episode is packed with practical advice for those in the Sandwich Generation, focusing on how to manage finances effectively while juggling multiple responsibilities. Christina emphasizes the significance of intentional spending, understanding credit utilization, and the power of open conversations about money within families.

💬 Question of the Day:

What steps are you taking to improve your financial literacy and credit score? We’d love to hear your thoughts in the comments!

🔗 Connect with Christina Roman:

Website: experian.com

Twitter: @Teena_Laro

LinkedIn: Christina Roman

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with someone looking to boost their financial confidence!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Christina's Journey to Rebuilding Credit

(10:15) Understanding Credit Scores and Their Impact

(18:00) Budgeting Strategies for Financial Success

(25:45) Overcoming Impulse Spending

(32:30) Teaching Financial Literacy to Children

(40:00) The Importance of Family Conversations about Money

(48:15) Final Thoughts and Resources

(55:00) Where to Connect with Christina

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #CreditScore #FinancialLiteracy #Budgeting #SandwichGeneration #MoneyManagement

Episode 295

In this dynamic episode of About That Wallet, host Anthony Weaver welcomes Ro Shah, a passionate advocate for women in business and expert in sales coaching. Together, they dive into the real-life challenges and victories of the Sandwich Generation—those balancing caregiving responsibilities for both children and aging parents while pursuing financial independence and business growth.

Ro shares her inspiring journey from the corporate world to entrepreneurship, offering a behind-the-scenes look at how her experiences shaped her mission to empower women—especially women of color—in the financial and business landscape. She breaks down her signature Million Dollar DM Method, revealing how authentic selling, powerful storytelling in sales, and consistent follow-up techniques can transform your networking results and client relationships.

Listeners will gain sales strategies for high-ticket sales, tips on automation tools, how to define your ideal client, and why personal branding matters more than ever. If you're looking to build confidence, master your sales mindset, or enhance your podcast guesting skills, this episode is for you.

💬 Question of the Day:

What steps are you taking to embrace your financial journey and empower others along the way? Drop a comment below!

🔗 Connect with Ro Shah:

Instagram: https://www.instagram.com/theroshah/  

Website: theroshah.com

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others discover valuable financial literacy content

✅ Share this episode with someone who’s ready to grow!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Ro's Journey from Corporate to Entrepreneur

(10:15) The Million Dollar DM Method Explained

(18:00) Authenticity in Sales and Networking

(25:45) Overcoming Rejection in Business

(32:30) The Importance of Storytelling

(40:00) Finding Your Ideal Client

(48:15) Tips for Women Entrepreneurs

(55:00) Closing Thoughts and Resources

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #WomenInBusiness #FinancialEmpowerment #SalesCoaching #Entrepreneurship #FinancialLiteracy

Episode 294

In this inspiring episode of About That Wallet, host Anthony Weaver sits down with Brianna Colon — a three-time author, financial coach, and passionate advocate for financial literacy. Together, they dive deep into the spiritual side of money management, exploring how faith, prayer, and mindset shape financial freedom.

Brianna shares powerful personal stories about patience, trusting God during financial decisions, and why a written budget is one of the most important tools for building wealth. You'll hear practical strategies on how to manage your cash flow, avoid emotional spending traps, set realistic savings goals, and create a financial plan that honors your faith and your family's future.

If you're part of the Sandwich Generation — juggling the care of both children and aging parents — this conversation is packed with tips to help you secure your financial foundation without losing sight of your values.

💬 Question of the Day:

How do you integrate your faith and values into your financial decisions? I'd love to hear from you — leave a comment or message me!

🔗 Connect with Brianna Colon:

Website: briannacolon.com

Instagram: @ImBriannaMColon

💡 If you enjoyed this episode, don't forget to:

Subscribe to the About That Wallet podcast

Leave a review to help others find financial empowerment

Share this episode with someone who needs encouragement on their financial journey!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Brianna's Background and Mission for Financial Literacy

(10:15) Faith + Finances: How Spiritual Beliefs Shape Financial Freedom

(18:00) Budgeting Tips That Actually Work

(25:45) Tackling Emotional Spending With Mindfulness

(32:30) Building a Financial Plan That Honors Your Faith and Family

(40:00) Financial Strategies for the Sandwich Generation

(48:15) Final Thoughts and Words of Wisdom

(55:00) How to Stay Connected with Brianna

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits rooted in faith and confidence.

📩 Join the About That Wallet Newsletter for free budgeting tips, savings strategies, and more: https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #FaithAndFinance #FinancialFreedom #MoneyMindset #SandwichGeneration #FinancialWellness #WealthBuilding #MoneyManagement #FinancialEducation