The Banking Bonus Time Podcast

ACH, RTP & FedNow: What You Need to Know Now


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[1:10] Is there ETA on debits for Real Time Payments or Fednow?

[2:13] Some financial institutions charge for Same Day ACH, but do they charge their account holders for RTP payments and for the coming FedNow payments or is it a free service?

[5:00] What potential for fraud do you need to be aware of?

[9:16] If an ACH is received through a service provider, do financial institutions need to contact Fed if interested in FedNow?

[10:15] Can funds be accessed with both direct connection and via service provider?

[10:47] What type of payment processing system is peer-to-peer (P2P) payments considered?

[13:38] Do Real Time Payments move through the traditional rails?

[14:18] How are accounts linked for transfer on RTP and FedNow?


In this week’s episode Shelly Sipple with EPCOR answers some common questions from her webinar tilted Emerging Payments: Embracing Same Day ACH, RTP & FedNow. Register and learn more here: https://fin-ed.info/3P0OOjg. Podcast listeners can also use coupon code EMERGINGPAYMENTS for 10% off this timely webinar. This coupon is valid through February 2023.


Check out these links for more info!

Webinar Registration: https://fin-ed.info/3P0OOjg

Speaker’s Website: https://www.epcor.org/wcm/About_Us/wcm/about/about_us.aspx

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