A new film called Broken Eggs, paints a very grim outlook for the vast majority of Americans. Bestselling author, trader, teacher; Larry Jacobson joins Merlin to confirm what the film portrays, but reassures listeners that achieving retirement with ample money is a very attainable goal. Larry and Merlin talk about some of the key items needed to increase rates of return, and how the average person can do better than their broker with a little education on strategy & markets.