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Administrative Wage Garnishments and Hardship Hearings [Q and A]
Chelsea has a question about her defaulted student loansI was in default and garnishment of wages was put in place. I am now in rehabilitation with an agreement and making payments. I requested hardship to end garnishment, filed the paperwork for it and was told it would take 30-60 days for hardship decision. It is now day 90+ with no decision and I am in a bad financial bind due to the garnishment. The request has been escalated to region twice due to number of days and I was told decision could come any day but this is day 90+. Is there anything else I can do?
Administrative Wage Garnishment – There Are Ways to Ease the Pain
On today’s show we tackle Chelsea’s question and help her better understand her options. Student loan default doesn’t need to be a financial death sentence – you’ve got choices, but you need to be careful to sure that you’re making the best one for your situation.
Some of what you’ll hear today includes:
When requesting a hearing will stop an administrative wage garnishment – and when it won’t
The meaning of financial hardship, and what you’ll need to prove when using this argument as a shield against wage garnishment
Why the government doesn’t always need to grant a hearing on a claim of financial hardship
How to get a rehabilitation agreement with the lowest monthly payment
The post How (and when) to stop an Administrative Wage Garnishment with a hardship hearing appeared first on Student Loan Podcast.
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By Jay S. Fleischman
4.5
3030 ratings
Chelsea has a question about her defaulted student loansI was in default and garnishment of wages was put in place. I am now in rehabilitation with an agreement and making payments. I requested hardship to end garnishment, filed the paperwork for it and was told it would take 30-60 days for hardship decision. It is now day 90+ with no decision and I am in a bad financial bind due to the garnishment. The request has been escalated to region twice due to number of days and I was told decision could come any day but this is day 90+. Is there anything else I can do?
Administrative Wage Garnishment – There Are Ways to Ease the Pain
On today’s show we tackle Chelsea’s question and help her better understand her options. Student loan default doesn’t need to be a financial death sentence – you’ve got choices, but you need to be careful to sure that you’re making the best one for your situation.
Some of what you’ll hear today includes:
When requesting a hearing will stop an administrative wage garnishment – and when it won’t
The meaning of financial hardship, and what you’ll need to prove when using this argument as a shield against wage garnishment
Why the government doesn’t always need to grant a hearing on a claim of financial hardship
How to get a rehabilitation agreement with the lowest monthly payment
The post How (and when) to stop an Administrative Wage Garnishment with a hardship hearing appeared first on Student Loan Podcast.