In this episode, Gavin Savage sits down with Arik Yelovitch, co-founder of Adaptive Insurance, to talk about the intersection of AI, fintech, climate tech, and Vertical SaaS 3.0. From his early days at Hippo and Delos to launching Adaptive, Arik shares a candid look at the real challenges, and opportunities facing modern startup & Insurtech founders.

They dig into what it means to build a purpose-driven startup in today’s environment, including:

• 🚀 The vision behind GridProtect, Adaptive’s first product, built for power outages and other short-duration climate events
• 🧠 How AI and automation are reshaping risk modeling and claims
• 🏗️ What Vertical SaaS 3.0 really means: purpose-built software + fintech + AI
• 📉 Fundraising today vs. 3 years ago: what’s changed, and how to raise smarter
• 💸 Secrets to hiring top-tier talent on a startup budget (and what comp looks like early)
• 🚀 The vision behind GridProtect, Adaptive’s first product, built for power outages and other short-duration climate events
• 📉 Fundraising in 2025 vs. 2021: what’s changed, and what still works
• 🔧 The rise of "vibe coding" and AI-assisted development
• 🌱 Why Adaptive sees climate insurance as the ultimate vertical for Vertical SaaS 3.0

Whether you're building in Insurtech, investing in climate resilience, or scaling a startup, this is a must-listen.

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