In this episode, Rich and Coll have an open conversation about navigating adulthood today. Together they delve into adulthood and associated “adulting” being more than just responsibilities; it involves understanding a complex web of costs, expectations, and systemic issues that shape our financial lives. In this episode, they unpack the real burden of adulting—costs that weren’t fully disclosed and the desire to get a refund on the basis of goods not as described.

Key topics:

• How adulting costs have exploded compared to previous generations
• The gap between wage growth and the rising cost of living
• The societal impact of the rise of subscription based business models and the move away from ownership
• Systemic issues behind utility pricing and general corporate profiteering
• Debate around accountability and transparency in corporate and government practices.

Sources and additional reading:

• https://helpfulhousemates.co.uk/ - service where a lodger pays lower-than-market rent in exchange for a few hours of support a week.
• https://apple.news/AApUv_WuhSQyVGScNIUKXEQ - The story where we first heard of the Helpful Housemates CIC.
• https://apple.news/AxN9QDbyNSDGxaUfHCaDSdQ - The family who are squeezed and trying to get onto the property ladder.