Many credit card companies now provide the option to break down large purchases into smaller, monthly instalments known as EMIs (Equated Monthly Installments). At a few retailers, you can convert purchases into EMIs right away, or you can choose to combine several payments into one EMI after the fact. However, this facility charges in the majority of situations. For more details visit this link: https://financecards.blogspot.com/2023/01/advantages-of-converting-your-credit.html