Retiring Canada

Advisor Fees in Canada: What Are You Really Paying (EP 25)


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How much are you really paying your financial advisor and are you getting value for it?

In this episode of Retiring Canada, we break down how advisory fees work in Canada and what you should expect in return.

You will learn the difference between commission based and fee-based models, the typical range of fees, and how investment costs factor into your overall plan. We also walk through what real advisory value looks like beyond investments, including tax planning, retirement income, estate planning, and ongoing guidance.

We also share a real-world example of how strong financial advice can add significant long-term value and why focusing only on cost can lead to poor decisions.

This episode is for Canadians who want to better understand what they are paying for and how to evaluate the value of financial advice.

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Retiring CanadaBy Michael Isbister, CFP®