Freddy Garcia, vice president for investments at Left Brain Wealth Management, discusses financial advisers who redirect consumers away from stocks based on their own personal biases, and in spite of the client's wishes to take on risk and add individual stocks to their holdings. Garcia -- and host Chuck Jaffe, who has written two books on choosing and working with financial advisers -- warn against financial counselors who don't want to broaden their horizons to meet the demands and expectations of clients.