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AFC SERIES: True Lender Debate: Navigating Fintech & Regulation
The disapproval of the OCC’s True Lender Rule in 2021 sparked a seismic shift in the fintech lending space, leaving a cloud of uncertainty over the regulatory landscape. As states roll out new true lender definitions and federal guidance remains elusive, the future of bank-fintech partnerships hangs in the balance. In this episode, we dive deep into the disruptive changes reshaping the industry, explore the potential impact of the new administration’s regulatory agenda, and debate what it will take to balance innovation with consumer protection. Tune in for a forward-looking discussion on what’s next for fintech lending in a rapidly evolving regulatory environment.
Hosts: Rachel Morrissey, Money20/20 US
Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs
Guest: Martha O’Malley, Assistant General Counsel, Prosper
Follow Money20/20:
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LinkedIn: https://www.linkedin.com/company/money2020/
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By Money20/20
4.5
1313 ratings
The disapproval of the OCC’s True Lender Rule in 2021 sparked a seismic shift in the fintech lending space, leaving a cloud of uncertainty over the regulatory landscape. As states roll out new true lender definitions and federal guidance remains elusive, the future of bank-fintech partnerships hangs in the balance. In this episode, we dive deep into the disruptive changes reshaping the industry, explore the potential impact of the new administration’s regulatory agenda, and debate what it will take to balance innovation with consumer protection. Tune in for a forward-looking discussion on what’s next for fintech lending in a rapidly evolving regulatory environment.
Hosts: Rachel Morrissey, Money20/20 US
Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs
Guest: Martha O’Malley, Assistant General Counsel, Prosper
Follow Money20/20:
YouTube: @Money2020Tv
LinkedIn: https://www.linkedin.com/company/money2020/
Instagram: https://www.instagram.com/money20_20
Facebook: https://www.facebook.com/Money2020
X: https://www.twitter.com/Money2020
TikTok: https://www.tiktok.com/@money20_20