Erica Sandberg is the nation's top consumer finance expert and freelance journalist. Her work is published in many outlets, including U.S News & World Report, Experian, and Card Rates. Erica Sandberg wrote the ground breaking book, Expecting Money: The Essential Financial Plan for New and Growing Families and has very strong opinions about the current state of affairs in the city that she loves, San Francisco. Did I forget to mention she also is a hockey player?