In Episode 117 of the Agent Boost Podcast, Dan and Mike sit down with Carol Labrum, owner of ClearPath Insurance Solutions and founder of the “Medicare Moms.”

From starting in a grocery store booth while pregnant… to building a thriving, purpose-driven agency, Carol shares how she turned real-life skills into real business success.

This episode dives into:

• How moms are already equipped to succeed in insurance

• Building a flexible, high-income career

• Creating a culture that actually supports real life• Scaling an agency across states

• And what it really takes to grow in today’s Medicare market

If you’ve ever felt stuck, overlooked, or unsure where your next opportunity is, this one’s for you.

📩 Want to connect with Carol?

Visit: https://www.clearpathinsurancesolutions.com/

Email: [email protected]

Connect with us!

💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

00:00 – Intro & Meet Carol Labrum

00:02:14 – How She Got Started in Insurance

00:07:09 – Why Moms Thrive in This Industry

00:12:10 – Building a Flexible, Purpose-Driven Career

00:19:12 – Growing a Team & Agency

00:27:25 – Learning, Scaling & Standing Out

00:35:23 – Systems, Technology & Growth

00:43:25 – Vision, Challenges & What’s Next

00:48:54 – Who This Opportunity Is For + Final Thoughts

In this episode of the Agent Boost Podcast, Mike and Dan continue their conversation with Sam Melamed (CEO of NCD) to break down the current ACA marketplace landscape, what proposed changes could mean for agents, and why the healthcare system feels increasingly strained for consumers, carriers, and brokers alike.

They dive into the real challenges facing the ACA market, including affordability issues, alternative plan growth, marketing rule changes, and the uncertainty surrounding new marketplace regulations. The discussion also explores how AI could reshape healthcare costs, why agents must evolve beyond simple enrollments, and where ancillary products may become a major opportunity in the coming years.

If you're an insurance agent, agency owner, or industry professional trying to navigate the changing healthcare landscape, this episode is a must-watch.

Key topics include:

• Why the current ACA system isn’t working for many consumers

• Proposed marketplace regulation changes and potential legal challenges

• The rise of alternative coverage options like short-term and fixed indemnity plans

• How AI could impact healthcare costs and fraud detection

• Why many agents were trained to enroll rather than truly sell

• The growing opportunity for ancillary and supplemental products

• Why Google and Facebook may be the biggest winners in healthcare marketing

The insurance industry is evolving quickly, and the agents who adapt their strategy, diversify their product portfolio, and focus on real client needs will be the ones who succeed.

In Episode 115 of the Agent Boost Marketing Podcast, Mike and Dan Hardle sit down with Sam Melamed, CEO of NCD, to discuss the growing disruption across the Medicare industry.

They break down Medicare Advantage reimbursement changes, CMS policy pressure, carrier profitability challenges, plan exits, and benefit reductions already impacting agents and agencies.

The conversation also explores the ripple effects across Medicare Supplement (Med Supp) plans and Part D (PDP) drug plans, why broker commissions are disappearing, and why insurance agents and brokers may become more important than ever as Medicare grows more complex.

If you sell Medicare Advantage, Medicare Supplement, ACA, or ancillary products, this episode explains the real forces shaping the industry heading toward 2027.

Proposed 2027 ACA Changes, Marketing Crackdowns, and Why Agents Need to Diversify | Agent Boost PodcastIn this episode of the Agent Boost Podcast, Dan sits down with ACA superstars Jeff Gaston and Heather Woody to break down the proposed 2027 ACA rule changes, what is actually likely to pass, and what agents should be doing right now to stay ahead.We cover the real-world state of the ACA market coming out of open enrollment, why carriers were shocked by new enrollments, and how the industry is tightening up around Special Enrollment Period verification, marketing compliance, and agency accountability.If you are an ACA agent, Medicare agent, or agency owner trying to build something that lasts, this episode is a must. The theme is clear, compression is happening, agents are getting squeezed out, and the winners are the ones who diversify, tighten operations, and stay compliant while still moving fast.💻 Website: [www.agentboost.com](http://www.agentboost.com)💰 Get Contracted: [https://agentboost.com/get-contracted](https://agentboost.com/get-contracted)👨🏼‍🎓 Join our Facebook Group: [https://www.facebook.com/groups/606332946546184/](https://www.facebook.com/groups/606332946546184/)📬 Our Weekly Newsletter: [https://agentboost.com/subscribe-to-our-newsletter/](https://agentboost.com/subscribe-to-our-newsletter/)***Note: The proposed 2027 ACA rule changes discussed are not final and are currently in a public comment period through March 11.***

Unleashing the Power of AI in the Insurance Industry | Agent Boost Podcast Join us for a special edition of the Agent Boost Podcast where we discuss the transformative impact of AI in the insurance industry. Featuring Nico Picard, project manager and acting CTO at Agent Boost, and Christian Williams, creative director and equity owner of Fruitstand Studios, this episode covers how AI tools are revolutionizing operations, enhancing efficiency, and reshaping the future of insurance. We explore AI breakthroughs like the Malt Book and Agentic AI agents, and dive into innovative ways these technologies are being utilized at Agent Boost to improve agent performance. Don't miss the insightful conversation on the balance between human creativity and AI enhancements in delivering exceptional services.💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

Agency Growth and Challenges in Medicare Industry | Agent Boost InsightsJoin Agent Boost's in-depth discussion on the challenges and opportunities facing agency owners in the Medicare industry. Dan and Mike break down the current market landscape, the importance of mindset, and strategies for building a successful agency. They explore the differences between running a lifestyle business versus a professional, growth-oriented company. With valuable insights into mergers and acquisitions, reimbursement changes from CMS, and the impact on healthcare stocks, this episode is a valuable resource for anyone looking to navigate and succeed in the insurance sector. Stay tuned for announcements about upcoming training workshops and how to position yourself for long-term success.

🔗 Learn more about Upcoming Events & Register here: https://www.agentboost.com/events

💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

Navigating the 2026 Insurance Landscape: Challenges & OpportunitiesWelcome to the latest episode of 'Agent Boost.' In this episode, catch up on industry updates as Dan and Mike discuss their recent break, holiday adventures, and the state of the insurance business in early 2026. Learn about the significant changes from major carriers like Humana, the evolving landscape of Medicare Advantage, and strategies to thrive amid these challenges. Whether you're an experienced agent or a newcomer, this episode offers insights into quality business practices, compliance measures, and the importance of adaptability in the current market. Stay tuned for valuable tips on recruiting, retaining agents, and expanding your insurance empire from the Caribbean to Hawaii.00:00 Introduction and Podcast Resumption00:39 Holiday Recap and Travel Adventures01:22 Challenges of Remote Work02:26 New Year Motivations and Industry Trends05:05 Carrier Changes and Agent Concerns13:25 Humana's Strategic Adjustments25:22 Carrier Perspective on Quality and Commissions26:19 Industry Challenges and Carrier Reactions27:33 Market Corrections and Business Models30:49 The End of Medicare Call Centers?32:00 Agent Boost's Approach to Tele Digital Teams37:45 Humana's Compliance Measures45:21 Trends in Agent Performance50:19 ACA Subsidies and Future Outlook💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

Medicare Annual Enrollment Period - Trends, Challenges, and OpportunitiesWe dive into the chaos and hustle surrounding the last few days of Medicare's Annual Enrollment Period (AEP). Mike and Dan Hardle discuss the never-ending busy season, the dynamics of telemarketing laws, and the varying attitudes of agents during AEP. Expect insightful commentary on the evolving field of Medicare insurance, trends in agent behavior, and the potential impact of recent regulatory changes. Plus, they break down the latest CMS proposals for 2027, offering a glimmer of hope for a more streamlined, efficient future in the Medicare Advantage ecosystem. Whether you're an industry expert or just curious about the state of Medicare, you won't want to miss this episode!💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

Navigating the Insurance Industry Wasteland: Trends, Challenges, and Solutions.

In this episode of the Agent Boost Podcast, Dan and Mike dive into the current chaos in the insurance industry, discussing everything from the ongoing frustrations with regulatory bodies and market corrections to the continuing shifts and emerging trends. They highlight the daily challenges and ongoing adjustments required to navigate this landscape, including the suppression of policy plans and compliance issues. They also share insights on the importance of helping consumers and mentoring young agents, while touching on their personal experiences and industry-wide challenges. Tune in for essential tips and strategies for thriving in these tumultuous times.💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/

Navigating Healthcare Changes & Industry Challenges | Agent Boost PodcastIn this episode, hosts Dan and Mike Hardle delve into pressing updates in the healthcare industry, including the reopening of the government and the impact on ACA subsidies. They discuss the complexities agents face, especially concerning plan filings and consumer confusion. Key topics include the industry's shift towards quality over quantity, the collapse of telesales and call centers, and the importance of staying agile in a consolidating market. Tune in for insights on how to thrive amid these changes and ensure you're aligned with the right partners for sustainable growth.💻 Website: www.agentboost.com💰Get Contracted: https://agentboost.com/get-contracted👨🏼‍🎓Join our Facebook Group: https://www.facebook.com/groups/606332946546184/📬 Our Weekly Newsletter: https://agentboost.com/subscribe-to-our-newsletter/