The Banking Scene Director's Cut

Agentic AI in Banking: Where the Real Opportunities and Constraints Are


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What does agentic AI really mean for banks, and where does the reality differ from the hype?

In this episode of The Banking Scene Director’s Cut, Andrew Vorster speaks with Wesley Wuyts, Senior Customer Advisor at SAS, about how banks are approaching agentic AI, where the biggest opportunities lie, and what it will actually take to move from promising demos to reliable production use in a regulated environment.

The conversation explores how agentic AI could help banks close the gap between insight and action, especially in operationally intensive areas such as KYC, fraud management, complaints handling and document-heavy workflows. Wesley also shares a practical view on the limits of current technology, why fully autonomous end-to-end banking processes are still a step too far for most institutions, and why governance, auditability, data access and human oversight remain essential.

If you work in banking, fintech, financial services, risk, compliance, operations, AI, data or technology, this discussion offers a grounded perspective on one of the sector’s most talked-about topics.

In this interview, we cover:

What banks actually mean when they talk about agentic AI

The difference between agentic AI, generative AI, copilots and traditional automation

Why some agentic AI use cases in banking are being oversold

The challenges of moving from AI pilot to production

Why data access, integration and auditability are often the biggest hurdles

What meaningful human oversight should look like in banking

How banks should think about accountability when AI completes part of a workflow

The realities of multi-agent systems in a regulated environment

How to approach build versus buy in the agentic AI stack

How to measure the performance and quality of AI agents in financial services

This episode is part of The Banking Scene’s wider research into AI and the Agentic Future of Banking, exploring how agentic AI is likely to reshape banking in the Benelux region over the next 12 to 36 months.

Subscribe for more interviews, analysis and insight on the trends shaping banking and financial services.


You can find a summary recap of the interview on our website here.

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The Banking Scene Director's CutBy The Banking Scene