Getting ready to report to spring training? Former pro ballplayers Jeremy Hermida and Chase Murray share insider advice on preparing for spring training, from physical preparation to financial planning. Whether you're heading to Arizona or Florida, this episode covers everything minor leaguers need to know before packing their bags.

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth.

Key Topics Covered Housing (Priority #1)

• Book early - Prices increase as spring training approaches
• Secure your housing in January, not February
• Costs rise significantly the longer you wait

Transportation

• Ship your car vs. rent - Consider the $1,200-$1,500 cost each way
• Arizona complexes may require different planning than Florida
• Factor in where you'll be assigned for the season
• Having your own vehicle vs. finding a teammate with a car

Financial & Tax Documents

• Set up mail forwarding or have someone collect mail at home
• Tax documents start arriving during spring training
• Send financial documents to your advisor immediately
• LLC expenses - Track them throughout the season, not just in December

Business Considerations for Players Off-Season Income

• Baseball camps and clinics
• Part-time work (Uber, etc.)
• Track all business expenses if you have an LLC
• Keep receipts and notes throughout the season

Expense Management

• Use a dedicated credit card for business expenses
• Write everything down, even if you're unsure it qualifies
• Let your financial advisor determine what's deductible
• Review credit card and bank statements during the off-season

Mental Preparation Getting in the Zone

• Arrive at complex early to flip the switch mentally
• Separate from off-season distractions and noise
• Access to facilities, coaches, and weight rooms before official report date
• Nothing replicates actual on-complex preparation

Setting Goals

• Review what you did last season
• Set personal and financial goals for 2026
• Every season is a new chapter of your career
• Control your preparation, not the outcome
• "You're only as good as your next at-bat"

Action Items Before You Leave

✅ Secure spring training housing ✅ Arrange transportation (ship car or rental) ✅ Set up mail forwarding ✅ Notify financial advisor of your spring training location ✅ Gather any outstanding tax documents ✅ Track off-season business expenses ✅ Ramp up baseball activities ✅ Set personal and professional goals for 2026

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