Dr. Eduard Müller, former Board Member of Austria’s Financial Market Authority and now MD of Nexus.M, shares why regulation isn’t a barrier in fintech, but part of the product. In this episode of The Tech Factor, he examines how smaller, regulated markets compete with Silicon Valley, why global expansion necessitates reinvention, and whether Big Tech will supplant traditional financial services. We also dive into how AI is reshaping user behaviour and the hidden risks behind simplicity in financial interfaces. It’s not any other episode – it’s a fintech regulations masterclass!