These sources comprehensively explore the transformative impact of Artificial Intelligence (AI) on the banking sector, highlighting its rapid adoption and the significant financial gains it promises, potentially increasing global banking profits by 9% by 2028. They emphasize that leading banks are integrating AI holistically, moving beyond isolated pilot projects to revolutionize customer experience, operational efficiency, and risk management. A major focus is placed on AI's role in fraud detection, detailing how machine learning algorithms analyze vast datasets to identify and prevent fraudulent activities with greater speed and accuracy than traditional methods. However, the sources also address critical challenges, including navigating a complex and fragmented regulatory landscape, overcoming the hurdles of integrating AI with legacy banking systems, and ensuring ethical considerations like mitigating bias and maintaining transparency in AI-driven decisions.