In this episode of FinTech Bites, we explore the dual nature of AI as both a blessing and a curse, particularly in the fintech industry. The conversation delves into how AI enhances productivity by automating repetitive tasks, improves customer experiences, and revolutionizes data analysis. However, it also addresses significant challenges such as cybersecurity threats, algorithmic bias, and the potential for job displacement. The discussion emphasizes the importance of balancing AI's capabilities with ethical considerations and the need for robust governance to protect privacy and data integrity.