This episode of "Road Noise with Hutch" was recorded on the road — stopped in traffic heading up to Mammoth Mountain for a ski trip. 🏔️ Between the self-driving car doing its thing and my mind running at full speed, I had a lot to get off my chest.

We're living through a genuine tipping point. The Rinni Report dropped a doomsday scenario saying AI is going to disrupt the economy so badly that people are going to lose their jobs en masse — and honestly? I think they're right that disruption is coming, but dead wrong about what to do about it. Meanwhile, Block (formerly Square) just laid off 40% of their workforce yesterday with a tweet. This stuff is real and it's moving fast. 📉

So I get into the macro picture — the banking regime Nelson Nash talked about, how it connects to what's happening with AI right now, and why your policy's tax immunity and safety matters more than ever. I also break down what our AI calculator actually shows about how hard your money is (or isn't) working for you in those early policy years — because most agents won't tell you this. And I give a sneak peek at the software we're building that I think makes a lot of the existing IBC tools obsolete. 👀

Chapters:

00:00 – Why I'm Recording from a Self-Driving Car

01:30 – The Rinni Report & AI Doomsday Scenarios

02:00 – The Centuries-Old Banking Regime

05:00 – Our AI Calculator: Doing Other Jobs For You

09:00 – Block/Square Lays Off 40% With a Tweet

12:30 – Why Downward Volatility = Dry Powder Moment

13:00 – The Truth About Early Policy Performance

16:00 – This Is a New Industrial Revolution

21:00 – Bitcoin Long Term: My Personal Take

25:00 – Life Insurance as Your Stable Coin

29:00 – Wrap & Sneak Peek Coming Next Week