Picture this, if you will: you rock up to the bank for your own hard-earned cash and upon supplying your withdrawal slip, they quiz you like a naughty schoolkid. 

Umm, Nope! 

Time for a shinier Plan B. 

In this Alchemising Education chat, QuantiMama Jodi and QuantiMama Kerri swap the credit card swipes for sovereign coins with Carmelle Pavan—journalist-turned-bullion boss and the only woman steering a precious-metals dealership in Victoria. She heads As Good As Gold Australia (Vic) and co-founded As Good As Gold Women, the first bullion outfit focused for women’s financial freedom.

This conversation is full of gold nuggets. 

Did you know that gold’s jumped 34 percent in the past year — no “bonus interest” account comes close . And while 70 percent of Aussies already tap-and-go their way through life , Carmelle maintains our kids deserve to hold real value, not just watch numbers flicker on a screen.

Solid strategies to getting your kids financially literate:
 — how a single silver coin can kick-start the family nest-egg;
 — why banks push back when you withdraw (hint: unsecured creditor status);
— turning money lessons into pirate-treasure play;
— simple, non-scary first steps into bullion (no wads of cash—or testosterone—required).

If you’ve felt the gut-squeeze that our cashless, digital currency future isn’t the whole story, this convo hands you the stats and the soul-food. Grab a cuppa, tune in, and let’s raise a next-gen that knows wealth is something you can actually handle.

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