In this episode, we talk to Alex Johnson, creator of the FinTech Takes newsletter and one of the most widely regarded figures in the industry. He also runs his own podcast "FinTech Takes" where he talks BAAS, investment advice, innovative business models, emerging players and upcoming trends. We talk FinTech specifically in 2021 and his take on what will happen to the industry within the next decade, how AI will change FinTech and the #1 tips he has for college students who want to land FinTech roles.

Timestamps:

0:00-1:00 (Intro) 

1:00-4:00 (Early life and career)  

4:00-5:00 (Jumping from Zoot to FICO) 

5:00-7:00 (The shift from manual to automated underwriting)  

7:00- 9:00 (FICO Scores and Lending)  

9:00-10:00 (Misuse of FICO scores) 

10:00-15:00 (Fintech boom in 2021) 

15:00-16:00 (AI in Fintech) 

16:00-18:00 (The obsession with AI) 

18:00-22:00 (Revoluntanry = boring)

22:00-23:00 (Starting the Fintech Club)

23:00-24:00 (Having the right motivation) 

24:00-27:00 (Starting the newsletter)  

27:00-29:00 (Building foundations)  

29:00-31:00 (Constantly learning)

31:00-34:00 (Become obsessed with something) 

34:00-35:00 (Getting started in Fintech)

35:00-39:00 (Fixed Income and Securities)  

39:00-43:00 (Customer point of view ) 

43:00-47:00 (The Next Steps in Fintech) 

47:00-48:00 (Old systems and new technologies)  

48:00 -49:00 (Advice to college students)