With both product salespeople and RIAs labeled as "Financial Advisors" it's difficult for a general audience to really understand the difference. Fiduciaries educate prospect-by-prospect—it's vital when selling our services—but does the RIA vs product pitch debate have any public advocates?

On this Elementality podcast meet Carl Richards. Known for his "Sketch Guy'' New York Times column, Carl explains his passion for both fiduciary advice and client planning that helps align money with purpose.