Ever wondered if carrying a balance really helps your credit score? Or why your bank sometimes texts you about suspicious transactions? Nic Peterson, VP of Payments at Affinity Plus, joins us to separate credit card fact from fiction!

We dive into the world of payments—from traditional cards to tap-to-pay technology—and discuss how to use credit cards safely and strategically. Nick shares insider knowledge about rewards programs, fraud prevention, and why your cards are more secure than you might think.

Plus, hear about an exciting merger bringing Affinity Plus services to Albert Lea, Minnesota, and get Nic's expert tips on protecting yourself from scams.

Whether you're new to credit or a payment pro, this episode is packed with practical advice to help you navigate the ever-evolving world of payments with confidence.

Topics Covered:

• Credit card myths debunked
• Rewards vs. non-rewards cards
• Fraud prevention and security tips
• Digital payment evolution
• How to spot legitimate alerts vs. scams

Learn more at affinityplus.org

Affinity Plus Federal Credit Union - federally insured by the NCUA