In today's episode, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to talk about the one topic on everyone's mind in 2022 - INFLATION.

What is causing this inflation? 

1. Demand/Supply imbalance
2. More money chasing less products. (Supply chain)
3. Shortages of availability (Housing)

What is Demand Destruction?

1. Higher mortgage interest rates (Already reports of sellers lowering their asking prices)
2. Higher gas prices (Less Travel)
3. Higher Diesel prices make the costs of all good that must be transported by ship or truck or train more expensive due to much higher transportation costs.

How long will we have this high inflation?

What about the rate inflation increasing or decreasing?

What is the major risk that affects us in retirement with high inflation rates?

What can people do to protect their future retirement from high inflation?

1. They need to make sure they are not investing too much money in the wrong asset classes.
2. Fixed income with the rising interest rates has lost value more than 9% in 2022.  That is not what helps a retiree have growth in their retirement portfolio when we have high inflation like we are experiencing now.
3. Retirees need to make sure they have a retirement income plan that protects near term income, while still leaving them exposed to asset classes that can respond to inflation and raise their prices.  This can provide growth even when there is inflation (  These asset classes that include , Stocks, Real estate, Commodities like energy, and investment vehicles that can provide down side protection while still allowing the investor to participate on the upside when the markets recover.

For more information about anything related to your finances, contact Bruce Hosler and the team at Hosler Wealth Management: Visit them online at https://www.hoslerwm.com/

Or call them in their Prescott office at (928) 778-7666 or their Scottsdale office at (480) 994-7342.

For more podcast episodes, visit our podcast website at https://hoslerwm.com/protectingwealthpodcast/

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