As Chief Underwriting Officer at Allianz Ireland, John Ryan brings a frontline perspective from one of the world’s leading insurers. With operations globally, Allianz is seeing firsthand how climate change is accelerating risk, disrupting coverage, and raising fundamental questions about the future insurability of assets. In this conversation, John Ryan explores why climate risk is now a systemic threat to both insurers and banks, how Allianz is responding, and why the path forward depends on urgent adaptation and cross-sector collaboration.