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What if you retire with only $1 million… are you behind? That question fuels a lot of unnecessary anxiety, especially when comparisons creep in from coworkers, siblings, or YouTube success stories. In this episode, Scott breaks down what determines whether you’re on track for retirement, and why your number isn’t a competition. More importantly, he walks through what to do next if you really are behind.

Here’s what we cover in this episode:

🔍 Comparison Trap: anxiety created by measuring against others

🎯 Enough Defined: income and lifestyle matter more than totals

🏖️ Lifestyle Fit: spending choices shape retirement needs

⏳ Catch-Up Moves: saving more, adjusting plans, delaying timing

📊 Planning Role: structured process replaces fear with confidence

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