It’s one of those lines that can feel blurry. Because being careful with your money sounds wise, right? But sometimes that same caution crosses into territory that can actually cost you — not just in dollars, but in relationships, opportunities, and even peace of mind.

So in this episode, we’ll break down:

• What truly separates frugal from cheap
• Why the difference matters more than you think
• The hidden costs of being too extreme
• And how to find your healthy middle ground