Have you received an urgent message claiming your account is locked? Stop. Do not click.

In this episode, we break down exactly what to do if you suspect you are being targeted by a scammer. From "tech support" pop-ups to "urgent" bank alerts, scammers use panic to trick you. We cover the immediate steps to secure your data and exactly who to call to report fraud.

In this episode, you will learn:

• The "Pause" Method: Why scammers want you to panic and how to regain control.

• Verification Tactics: How to safely check if a message is real without clicking links.

• Screen Reader Tips: A specific trick for spotting fake email addresses using character-by-character navigation.

• Reporting Fraud: The correct agencies to contact for financial, veteran, or elder abuse.

🚩 Important Fraud Reporting Resources:

• Financial/Bank Fraud: Contact your bank immediately via the number on the back of your card.

• Consumer Financial Products (Loans/Credit Cards):

  • Consumer Financial Protection Bureau (CFPB): consumerfinance.gov/complaint

• Suspected Abuse of Vulnerable Adults:

  • Adult Protective Services (APS): napsa-now.org/get-help/help-in-your-area

• Military & Veteran Benefits Fraud:

  • VSAFE Fraud Hotline: 833-38V-SAFE (833-388-7233)

• Legal Assistance (Age 60+):

  • Search for "Title IIIB legal services programs" in your area.

⚠️ Remember: Legitimate organizations will never demand your password or remote access to your computer to "fix" a sudden problem.