Rayna Retirement

Am I Eligible Yet? FERS, CSRS, and Knowing When to Go


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Ever feel like you’re counting down the days until your retirement like a prisoner waiting for parole? You’re not alone. In this episode, Rayna Reyes walks you through exactly when—and how—you can leave federal service under both FERS and CSRS.

Whether you’re wondering what your Minimum Retirement Age (MRA) means, confused about the MRA +10 rule, or unsure if a Vera or RIF applies to you, Rayna breaks it all down in plain English. From service year requirements to the five-year health insurance rule and the federal retirement supplement, this is your comprehensive eligibility guide. 

Plus, Rayna dives into the emotional side of retirement—are you not just financially ready, but truly ready in your heart to retire?

Ready to find out your best retirement date? Text Rayna directly at 850-450-6500 to schedule a one-on-one consultation.

 

Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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Rayna RetirementBy American Federal Benefits Consultants