For some of us, purchasing a home will be the biggest purchase of our lives. The first time you buy a home it will feel like a maze.The best way to experience and enjoy the home buying process is breaking it down into smaller steps. The following questions will help you decide how to proceed?

Do you have two years of consistent income?

Do you want to live in Virginia for the next couple of years?

Are you comfortable managing debt and what is your credit score?

Do you have a savings account with an emergency fund?

Do you have enough cash or liquid assets (401k or investments) for a down payment?

Do you know how much you can afford monthly on a house payment?

Are you willing to make some sacrifices to become a homeowner?

Your answer to the above questions will help you determine if you are ready for home ownership!