We live in a “Moore’s Law” kind of world.  The rate of technological change is extremely rapid and groundbreaking.  Even something that has been part of commerce forever – namely, getting money from point A to point B – has changed dramatically. 

In Part 2 of the discussion with Amex and InAuth, Troy and Lee cover the “big idea” of why instantaneous access to money is transformative for economic growth and personal satisfaction.  They also address the challenge of ensuring that laws and regulations keep pace, discussing the importance of “first principles” and “contextual regulation.”