Kerfuffle Podcast welcomes insurance expert and public adjuster John Jacobsen for a deep dive into the evolving insurance crisis in Florida and across the United States.

With decades of experience as an attorney, insurance adjuster, and now a public adjuster representing policyholders, John explains:

What a public adjuster is and how they help homeowners fight unfair insurance settlements

Why insurance premiums have skyrocketed in Florida

How recent law changes have reduced consumer protections

The growing difficulty of using appraisal instead of costly litigation

The impact of Citizens Insurance and the controversial DOAH arbitration process

How bad faith claims and attorney fee reforms are reshaping the industry

What homeowners must do now to protect their insurance rights

John also shares real-world examples of hurricane and roof claims, explains why many insurance companies underpay policyholders, and offers guidance on when to seek professional help after property damage.

This episode is essential listening for Florida homeowners, property owners, contractors, and anyone navigating insurance claims in today’s challenging market.

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