How to get your credit in tip top shape. What to expect when hiring a company to repair your credit. The Real Credit Queen takes a deep dive into areas to which you should be privy if you are serious about repairing your credit.

Understanding the Credit Score System

1. Length of Credit History
2. Debt to Credit Ratio
3. Payment History
4. Address History
5. Multiple Names
6. New Credit
7. Types of Credit
8. Any Credit closed over 90 day period
9. 
   

Credit Bureaus

Monitoring

Identity Theft

Collections & Legal Judgements

Statute of Limitations

Types of Collections

Credit Card companies and late payments

Mortgage Late

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