It’s not a set-it-and-forget-it type thing, annual enrollment is the one time each year to really make sure your benefits still fit your life.

In this episode of Academics and Their Money, Neeka Miremadi and Inga Timmerman break down the key considerations for annual enrollment season. Too often, employees let benefits roll over without reviewing whether their coverage still meets their needs. Neeka and Inga walk through the major benefit categories: medical, life insurance, dental and vision, FSAs and HSAs, and disability insurance, highlighting what to look out for, common pitfalls, and why it pays to revisit your options each year.

They cover:

• Choosing between PPOs, HMOs, and high-deductible plans (and why family needs should guide your decision).
• What to know about basic life vs. supplemental life insurance.
• The differences between FSAs and HSAs.
• Why long-term disability coverage is one benefit you don’t want to skip considering.
• Lesser-known perks like stipends for waiving employer insurance or supplemental critical illness coverage.

If you’ve ever felt overwhelmed by enrollment season, this episode offers a clear, practical framework to make confident decisions for you and your family.

If you’ve got questions, suggestions for future topics, or just want to say ‘hello,’ you can reach us at https://attainablewealthfp.com/schedule-a-call/.

Any product or financial recommendations provided by Academics and Their Money, Inga, or Neeka are made solely in the author’s opinion and do not constitute professional financial or legal advice. All content is for educational purposes only.