What if the biggest threat to your retirement isn’t the market—but the timing of your withdrawals? In this episode, Annetta Carter of Magnolia Financial Strategies explains how sequence of returns risk can quietly erode your savings, even with a solid average return. She also explores how annuities and structured notes can act as buffers, offering stability and flexibility in volatile markets. Whether you're planning for income, growth, or protection, this episode helps you rethink how to structure your retirement portfolio for resilience.

Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today!

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