<ol> <li>Riders on contracts can provide an opportunity to customize individual needs.</li> <li>Annuities are really risk management products; another means to generate income.</li> <li>Does it make sense for you to shift risk off your personal balance sheet to that of an insurance company? </li> </ol>

Riders on contracts can provide an opportunity to customize individual needs. Annuities are really risk management products; another means to generate income. Does it make sense for you to shift risk off your personal balance sheet to that of an insurance company?

Annuities: Love 'em? Hate 'em? Understand 'em?

Jim Freeman provides you with insight on finances and retirement lifestyles.

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Annuities: Love 'em? Hate 'em? Understand 'em?

Annuities: Love 'em? Hate 'em? Understand 'em?