Heather and I go way back talking APIs and open banking standards, but I invited Heather to sit down and educate me more about Smart Data, and how the intersection of APIs and Smart Data can help us bridge multiple industries like finance, healthcare, and travel. Heather shared insights on how as a community we can speak more in terms of what APIs, data, and standards means to actual end-users, framing the API conversation in terms of the meaningful outcomes for everyday human beings.