"Buy now, pay later" has become a retail fixture seemingly overnight, and Cyber Monday is set to be its biggest sales day yet. But as “pay in 4” platforms offer customers freedom and flexibility, are they also opening the door to a wave of unregulated debt?

In this episode:

• Emily Stewart, Senior Correspondent, Business Insider 

Episode credits:

This episode was produced by Tamara Khandaker with Phillip Lanos, Spencer Cline, Farhan Rafid, Fatima Shafiq and our host, Malika Bilal. It was edited by Kylene Kiang. 

Our sound designer is Alex Roldan. Our video editors are Hisham Abu Salah and Mohannad al-Melhem. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera’s head of audio. 

Connect with us:

@AJEPodcasts on X, Instagram, Facebook, and YouTube