Dr. Deborah Carr, Director of the Center for Innovation in Social Science and Arts & Sciences Distinguished Professor of Sociology at Boston University, discusses her research titled “Do Social Security Benefit Rules Perpetuate Marital Status and Gender Inequalities?”

Social Security rules favor married people and disadvantage divorced, prematurely widowed, and lifelong single older adults, creating economic gaps that mostly impact women. Using data from a long-term study of White high school graduates, the research found married older adults enjoy higher income and lower poverty rates, while divorced women and those widowed young face the greatest financial risks. Policy reforms like caregiver credits could help reduce these inequalities in late-life economic security.

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