Small choices can have a big impact over time – sometimes in ways that aren't immediately obvious. In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® discuss common patterns they've seen that may unintentionally interfere with financial progress: emotional spending, delayed action, lack of a written plan, overconfidence in DIY strategies, and overlooking tax and estate considerations.

This isn't about one-size-fits-all advice. It's a conversation meant to help listeners consider where they are today, what habits might be worth revisiting, and where there may be room to adjust.