Without the right finance structure, your property portfolio could hit a wall after your first deal.

This episode of The No B.S. Property Investing Podcast breaks down how to structure your loans, understand lender criteria, and align your finances with your investment goals.

Tune in to discover:

✅ What lenders actually look for (beyond your deposit)

✅ Why borrowing capacity is a myth and what to focus on instead

✅ The must-have financial team (you NEED these people in your corner if you want to maximise results)

✅ How ownership structures can make or break your tax strategy

✅ Why one wrong property purchase could cost you hundreds of thousands

✅ Real examples of what smart finance structuring looks like

Whether you're buying your first investment or building a portfolio, this episode will change how you think about finance, strategy, and what it really means to be investment-ready.

Key Moments:

00:02:00 What Financial Readiness Really Means
00:06:00 Credit Scores and Banking History
00:09:00 Borrowing Capacity Myth Exposed
00:12:20 The Waiter Broker Problem
00:14:00 The $200K Mistake
00:17:20 Strategic Ownership Structures
00:19:40 The 99/1 Ownership Strategy

Ready to understand what financial readiness actually looks like when getting into property investing? Listen now and avoid the costly mistakes Mark sees investors make every single day.

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

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✅About Mark From ALIC✅

Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.

Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages.

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✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

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✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/