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Tedd Huff, CEO of fintech advisory firm Voalyre, sits down with Geetha Panchapakesan, Founder and CEO of Tesser, to explore how stablecoins are changing cross-border payments for enterprises tired of slow, expensive banking methods. Recorded live at Money 2020, this conversation cuts through the noise to address real pain points that treasury managers and CFOs face when moving money across borders.
Traditional payment systems force companies to pre-fund accounts in multiple countries, tying up capital that earns nothing while transactions crawl through correspondent banks over days or weeks. Stablecoins offer instant settlement without pre-funding requirements, giving businesses real-time visibility into every transaction. The conversation covers practical adoption strategies, including how to test one payment corridor before scaling, and addresses regulatory clarity emerging from frameworks like the Genius Act. Geetha shares why remittance firms and cross-border payment companies are seeing immediate efficiency gains, and delivers actionable advice on calculating idle capital costs, measuring time savings, and leveraging blockchain traceability for compliance.
TAKEAWAYS:
1️⃣ Companies handling money transfers across challenging payment corridors are seeing the biggest wins right now with instant payouts.
2️⃣ Stablecoin transactions can be checked in real time so you always know exactly where your payment stands.
3️⃣ Calculate all the money sitting in foreign accounts earning zero interest; that capital could be deployed elsewhere.
4️⃣ Track exact time savings and cost reductions from your test corridor before expanding to broader implementation.
5️⃣ Every blockchain transaction creates a permanent record showing exactly where funds moved and when.
LINKS:
Guest - Geetha Panchapakesan: https://www.linkedin.com/in/geethapanchapakesan
Company - Tesser: https://www.linkedin.com/company/tesser | https://x.com/tesser_xyz
Fintech Confidential:
Youtube: https://youtube.com/@fintechconfidential
Podcast: https://fintechconfidential.com/listen
Newsletter: https://fintechconfidential.com/access
LinkedIn: https://www.linkedin.com/company/fintechconfidential
X: https://x.com/FTconfidential
SUPPORTERS:
Dfns: Wallets as a service with API-first, multi-chain design secured with MPC; powers crypto payments across 50+ networks. https://dfns.co
Skyflow: Zero-trust data privacy vaults as an API to collect, secure, and tokenize personal information while keeping compliance and usability. https://skyflow.com
Hawk AI: Real-time screening, ML monitoring, and dynamic customer risk ratings to strengthen fraud and financial-crime prevention. https://hawk.ai
ABOUT:
Geetha Panchapakesan is Founder and CEO of Tesser, a payments platform enabling banks, MSBs, and PSPs to make and receive stablecoin payments with the same ease as traditional payment rails. She brings 18+ years of experience leading product and strategy at MoneyGram, Visa Direct, and Circle.
Tesser is a New York-based fintech company building stablecoin-based payments infrastructure that enables licensed financial institutions to move money across borders instantly and compliantly. The platform integrates stablecoin payment rails into existing financial systems in under a month, reducing cross-border settlement times from weeks to hours and cutting costs by up to 95%.
Tedd Huff is Founder of Voalyre, a professional services and advisory firm focused on global payments and banking. He is also a video podcast host and executive producer on the Fintech Confidential network. Over the past 25+ years, he has contributed to fintech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering process improvements and user experience-driven value to simplify the complexity of payments.
DD3 Media: A media creation, management, & production company delivering engaging content globally.
CHAPTERS:
00:00 Intro
01:04 Dfns: Wallets as a Service
02:12 Live from Money 2020
03:27 Pain Points of Traditional Payments
03:59 Stablecoins Change Everything
05:05 Real-World Applications
05:51 Enterprise Adoption
06:35 Educating the Market
07:44 Hype vs Reality
08:19 Proof of Value
12:34 Regulatory Uncertainty
14:05 Experimenting with Stablecoins
15:12 Skyflow: Building Fast and Secure
16:37 Lightning Round
20:25 Visa and MasterCard Expansion
22:01 Choosing the Right Stablecoin
24:17 Future of Stablecoins
28:56 Final Thoughts
30:55 Hawk AI
By DD3, Media4.2
55 ratings
Tedd Huff, CEO of fintech advisory firm Voalyre, sits down with Geetha Panchapakesan, Founder and CEO of Tesser, to explore how stablecoins are changing cross-border payments for enterprises tired of slow, expensive banking methods. Recorded live at Money 2020, this conversation cuts through the noise to address real pain points that treasury managers and CFOs face when moving money across borders.
Traditional payment systems force companies to pre-fund accounts in multiple countries, tying up capital that earns nothing while transactions crawl through correspondent banks over days or weeks. Stablecoins offer instant settlement without pre-funding requirements, giving businesses real-time visibility into every transaction. The conversation covers practical adoption strategies, including how to test one payment corridor before scaling, and addresses regulatory clarity emerging from frameworks like the Genius Act. Geetha shares why remittance firms and cross-border payment companies are seeing immediate efficiency gains, and delivers actionable advice on calculating idle capital costs, measuring time savings, and leveraging blockchain traceability for compliance.
TAKEAWAYS:
1️⃣ Companies handling money transfers across challenging payment corridors are seeing the biggest wins right now with instant payouts.
2️⃣ Stablecoin transactions can be checked in real time so you always know exactly where your payment stands.
3️⃣ Calculate all the money sitting in foreign accounts earning zero interest; that capital could be deployed elsewhere.
4️⃣ Track exact time savings and cost reductions from your test corridor before expanding to broader implementation.
5️⃣ Every blockchain transaction creates a permanent record showing exactly where funds moved and when.
LINKS:
Guest - Geetha Panchapakesan: https://www.linkedin.com/in/geethapanchapakesan
Company - Tesser: https://www.linkedin.com/company/tesser | https://x.com/tesser_xyz
Fintech Confidential:
Youtube: https://youtube.com/@fintechconfidential
Podcast: https://fintechconfidential.com/listen
Newsletter: https://fintechconfidential.com/access
LinkedIn: https://www.linkedin.com/company/fintechconfidential
X: https://x.com/FTconfidential
SUPPORTERS:
Dfns: Wallets as a service with API-first, multi-chain design secured with MPC; powers crypto payments across 50+ networks. https://dfns.co
Skyflow: Zero-trust data privacy vaults as an API to collect, secure, and tokenize personal information while keeping compliance and usability. https://skyflow.com
Hawk AI: Real-time screening, ML monitoring, and dynamic customer risk ratings to strengthen fraud and financial-crime prevention. https://hawk.ai
ABOUT:
Geetha Panchapakesan is Founder and CEO of Tesser, a payments platform enabling banks, MSBs, and PSPs to make and receive stablecoin payments with the same ease as traditional payment rails. She brings 18+ years of experience leading product and strategy at MoneyGram, Visa Direct, and Circle.
Tesser is a New York-based fintech company building stablecoin-based payments infrastructure that enables licensed financial institutions to move money across borders instantly and compliantly. The platform integrates stablecoin payment rails into existing financial systems in under a month, reducing cross-border settlement times from weeks to hours and cutting costs by up to 95%.
Tedd Huff is Founder of Voalyre, a professional services and advisory firm focused on global payments and banking. He is also a video podcast host and executive producer on the Fintech Confidential network. Over the past 25+ years, he has contributed to fintech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering process improvements and user experience-driven value to simplify the complexity of payments.
DD3 Media: A media creation, management, & production company delivering engaging content globally.
CHAPTERS:
00:00 Intro
01:04 Dfns: Wallets as a Service
02:12 Live from Money 2020
03:27 Pain Points of Traditional Payments
03:59 Stablecoins Change Everything
05:05 Real-World Applications
05:51 Enterprise Adoption
06:35 Educating the Market
07:44 Hype vs Reality
08:19 Proof of Value
12:34 Regulatory Uncertainty
14:05 Experimenting with Stablecoins
15:12 Skyflow: Building Fast and Secure
16:37 Lightning Round
20:25 Visa and MasterCard Expansion
22:01 Choosing the Right Stablecoin
24:17 Future of Stablecoins
28:56 Final Thoughts
30:55 Hawk AI