Power Your Retirement

Are You Over-Saving For Retirement?


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Are you saving so much for retirement that it’s squeezing your life today? In this episode, Steve’s answering a smart viewer question about finding the right balance between preparing for the future and living fully in the present. Steve dives into Dennis’s situation: a high-income earner who’s maxing out multiple retirement accounts yet still feels like he’s living paycheck to paycheck. 

Here’s some of what we discuss in this episode:

🧭 How to tell if you’re ahead, behind, or right on track

💸 Warning signs you may be sacrificing too much for retirement

😵‍💫Why generic retirement benchmarks can mislead you

🛑 When it’s okay to slow down retirement contributions in the short term

💡 Why “spending some now” might be smarter than you think

Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html

Follow along on YouTube:  https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg

Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Other ways to get in touch:

Phone: (775) 266-8867
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Email: [email protected]

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This podcast is provided by Powerhouse Financial Advisors Inc. ("PFA"), a state-registered investment adviser. The information provided is for informational and educational purposes only and should not be considered personalized investment advice. PFA does not guarantee the acc...

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Power Your RetirementBy Steve Smit